Affordable Dwelling Unit (ADU) Program - For-Sale Units

Affordable Dwelling Unit (ADU) Program - For-Sale Units es un préstamo de plusvalía compartida para compradores de vivienda en Washington, District of Columbia, a cargo de DC Department of Housing and Community Development (DHCD). Affordable Dwelling Units (ADUs) are below-market, locally income-restricted for-sale and for-rent homes that DHCD monitors and enforces in the District. The for-sale ownership side provides price- and resale-restricted condos, townhomes, or houses produced in exchange for zoning relief, tax incentives, public financing, or access to District land. Income limits, affordability periods, and resale restrictions are set in each unit's originating documents; where not in conflict, DHCD administers ADUs under its Inclusionary Zoning regulations. ADUs exclude federally restricted (HOME/LIHTC/CDBG) and Housing Production Trust Fund units. Below-market purchase price on income-restricted homes. DHCD-monitored affordability. Resale-price protection. Administered under standardized IZ procedures where applicable. Combinable with HPAP/DC Open Doors. Los fondos provienen de Units produced in exchange for zoning relief, tax incentives, public financing, and/or the right to purchase or lease District-owned land (no direct cash assistance).

Affordable Dwelling Unit (ADU) Program - For-Sale Units es un préstamo de plusvalía compartida y se reembolsa según los términos que fija DC Department of Housing and Community Development (DHCD). El reembolso se activa por Resale governed by covenant/originating-document resale restrictions; owner must submit IZ-ADU Resale Price Request to DHCD and receive a pricing letter before selling or refinancing. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Affordable Dwelling Unit (ADU) Program - For-Sale Units está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Where DHCD applies IZ procedures: IZ Orientation plus approved 8-hour homebuyer class for purchasers. Requisito de residencia: Owner must occupy as primary residence; live/work-in-DC priority where IZ procedures apply. Eligibility terms (income limit, affordability period, resale restriction) are project-specific and defined in the unit's deed/covenant/LDA/ADU administration plan; buyers must occupy as primary residence; owner must submit IZ-ADU Resale Price Request before selling/refinancing; third-party contributions subject to DHCD policy. Gaps: no uniform credit score, DTI, 4-person income dollar limit, or assistance amount (no cash provided; varies per project).

Affordable Dwelling Unit (ADU) Program - For-Sale Units limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Income limits are project-specific, set in each unit's originating documents; where not in conflict, DHCD applies IZ income limits (commonly 50%-80% MFI). Exact dollar limits vary by project and household size. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Affordable Dwelling Unit (ADU) Program - For-Sale Units limita el precio de compra así: Below-market purchase price set per unit by originating documents / DHCD pricing (varies by project). Los tipos de propiedad elegibles incluyen Condo, Townhome y Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Affordable Dwelling Unit (ADU) Program - For-Sale Units atiende a compradores de vivienda que compran en Washington, District of Columbia.

Las solicitudes de Affordable Dwelling Unit (ADU) Program - For-Sale Units se tramitan a través de DC Department of Housing and Community Development (DHCD), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de DHCD lottery or waitlist (same mechanism as IZ for most units). Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.