Income limits · District of Columbia
Income limits and price caps in District of Columbia
24 District of Columbia programs publish an income limit, a price cap, or both.24 District of Columbia programs publish an income limit, a purchase price cap, or both. Here is how to read one.
- 01HUD sets the median
Each year, for every county, quoted for a household of four.Each year HUD publishes the area median income for every county, quoted for a household of four.
- 02The program picks a share
Up to that share of the median for the county where the home is.A limit written as a share of area median income means up to that share of the median for the county where the home is.
- 03The agency publishes the dollars
Adjusted for household size, in the program’s own table. That table is the one that counts.The program adjusts its limit for household size and county, and publishes its own table. That table is the one that counts.
Area median income by county
Find your county’s median
HUD’s four-person figure. Programs adjust it for household size.HUD’s four-person figure for the county where the home is. A program applies its percentage to this number, adjusted for household size by the program.
HUD FY2026 Income Limits, median family income for a four-person household. Program counts: programs whose record names the county, Hey Prescott, verified July 2026. Statewide programs apply too.
How programs set their limits
The percentage each program publishesThe percentage each District of Columbia program publishes
Grouped by the limit in each program’s own record.Grouped by the limit written in the program’s own record. A program may also set lower tiers inside its limit; the program page has the details.
Up to 170% AMI
3 programsUp to 120% AMI
2 programsUp to 110% AMI
1 programOther limits
- No percentage published · 12
Each sets its limit another way: a dollar figure, the agency’s own words, or a price cap only.
All 12 →
- Bank of America America's Home Grant
- Bank of America Down Payment Grant Program
- Chase Homebuyer Grant
- Employer-Assisted Housing Program (EAHP)
- HomeAdvantage DC
- Lower Income Homeownership Exemption Program (DC Tax Abatement)
- NACA Best in America Mortgage
- Negotiated Employee Affordable Home Purchase Program (NEAHP)
- Progressive UpPayment Down Payment Assistance Program
- Reduced Recordation Tax Rate for First-Time Homebuyers (DC)
- Truist Community Homeownership Incentive Program (CHIP)
- Wells Fargo Dream. Plan. Home. Closing Cost Credit
Limits as written in each program record, Hey Prescott, verified July 2026. Confirm current limits with the administering agency.
Purchase price caps
4 programs also cap the home’s price4 programs also cap the price of the home
The highest price the program accepts, as it publishes it.The cap is the highest purchase price the program accepts, as the program publishes it.
- HomeAdvantage DC$1.3M
- Reduced Recordation Tax Rate for First-Time Homebuyers (DC)$753,000
- Homes by CFE Down Payment Assistance Program120% AMI$584,400
- Lower Income Homeownership Exemption Program (DC Tax Abatement)$576,000
Sorted by cap. Caps as published by each agency, Hey Prescott program records, verified July 2026.
Not sure where your income lands?
19 HUD-approved counseling agencies in District of Columbia19 HUD-approved housing counseling agencies in District of Columbia
A counselor can walk through a program’s own income table with you, for free.A counselor can walk through a program’s own income table with you, for free. Create an account, take the 90-second match, and we’ll show the counselors near you.
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Questions, answered
What are the income limits for down payment assistance in District of Columbia?
24 down payment assistance programs in District of Columbia publish an income limit, a purchase price cap, or both. 12 express the limit as a share of the area median income for the county where the home is, and 7 publish a flat dollar figure instead.
Why does the same program have different income limits in different counties?
Because most limits are set as a share of area median income, which HUD publishes per county and revises annually. A program with one published share therefore admits a different dollar figure in each county, and the program adjusts that figure for household size in its own table.
Is a published limit the same as being approved?
No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Sources
- U.S. Department of Housing and Urban Development, FY2026 Income Limits: median family income, four-person household, by county. HUD’s own household-size tables →
- Program limits and price caps: each administering agency, as recorded by Hey Prescott, verified July 2026.
- HUD-approved housing counseling agencies: HUD agency list.