FHLBank Atlanta Community Partners Product

FHLBank Atlanta Community Partners Product es una subvención para compradores de vivienda en District of Columbia, a cargo de Federal Home Loan Bank of Atlanta (through participating member financial institutions). The FHLBank Atlanta Community Partners Product, funded through FHLBank Atlanta's Affordable Housing Program (AHP) Homeownership Set-aside, provides up to $20,000 in down payment and closing cost assistance to community-service workers and military-connected homebuyers. FHLBank Atlanta's district includes Washington, D.C. Both first-time and non-first-time homebuyers may be eligible. Up to $20,000 in down payment and closing cost assistance for eligible community-service and military-connected homebuyers (first-time or repeat). Los fondos provienen de FHLBank Atlanta Affordable Housing Program (AHP) Homeownership Set-aside.

FHLBank Atlanta Community Partners Product ofrece hasta $20,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: Federal Home Loan Bank of Atlanta (through participating member financial institutions) determina cualquier ayuda individual.

FHLBank Atlanta Community Partners Product está estructurado como una subvención, así que no se devuelve. El reembolso se activa por 5-year retention period secured by note/security instrument; repayment (typically pro-rated) may be triggered by sale, transfer, or refinance during the retention period. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

FHLBank Atlanta Community Partners Product está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda. Eligibility limited to defined groups: current or retired law enforcement officers, educators, health care workers, firefighters and other first responders; and veterans or active-duty U.S. military members or their surviving spouse. Both first-time and non-first-time homebuyers may be eligible. Per FHLBank Atlanta set-aside rules, homebuyer must contribute a minimum (typically $1,000), income must generally be at or below the greater of 80% of county AMI or state median family income, homebuyer counseling from a designated provider is required, and funds carry a 5-year retention period secured by a note/security instrument (pro-rated repayment may apply on early sale/refinance). Must apply through an FHLBank Atlanta member financial institution; first-come, first-served subject to annual funding. Confirm exact income, contribution, counseling, and retention terms for the current product cycle with the member lender.

FHLBank Atlanta Community Partners Product limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Per FHLBank Atlanta Homeownership Set-aside rules, income generally must be at or below the greater of 80% of county AMI or the state median family income (HUD, adjusted for family size). Confirm current-cycle limit with member lender. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

FHLBank Atlanta Community Partners Product menciona a veteranos, miembros del servicio militar activo, cónyuges sobrevivientes, educadores, agentes del orden público, bomberos y trabajadores de la salud entre los grupos a los que atiende. Aparecer aquí significa que el programa menciona al grupo, no que pertenecer a él baste por sí solo para que un solicitante califique; las demás reglas de elegibilidad siguen aplicándose.

FHLBank Atlanta Community Partners Product atiende a compradores de vivienda que compran en cualquier lugar de District of Columbia.

Las solicitudes de FHLBank Atlanta Community Partners Product se tramitan a través de Federal Home Loan Bank of Atlanta (through participating member financial institutions), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.