FHLBank Atlanta First-time Homebuyer Product (FHP)

FHLBank Atlanta First-time Homebuyer Product (FHP) es una subvención para compradores de vivienda en District of Columbia, a cargo de Federal Home Loan Bank of Atlanta (through participating member financial institutions). The FHLBank Atlanta First-time Homebuyer Product (FHP), funded through FHLBank Atlanta's Affordable Housing Program (AHP) Homeownership Set-aside, provides up to $17,500 in grant funds toward down payment, closing costs, and principal reduction for first-time homebuyers. FHLBank Atlanta's district includes Washington, D.C. Funds are accessed through a participating FHLBank Atlanta member financial institution and are available first-come, first-served. Up to $17,500 in down payment, closing cost, and/or principal reduction assistance for first-time homebuyers. Los fondos provienen de FHLBank Atlanta Affordable Housing Program (AHP) Homeownership Set-aside.

FHLBank Atlanta First-time Homebuyer Product (FHP) ofrece hasta $17,500 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: Federal Home Loan Bank of Atlanta (through participating member financial institutions) determina cualquier ayuda individual.

FHLBank Atlanta First-time Homebuyer Product (FHP) está estructurado como una subvención, así que no se devuelve. El reembolso se activa por 5-year retention period secured by note/security instrument; repayment (typically pro-rated) may be triggered by sale, transfer, or refinance during the retention period. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

FHLBank Atlanta First-time Homebuyer Product (FHP) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Se requiere un curso de educación para compradores de vivienda. Borrower must be a first-time homebuyer and contribute at least $1,000 toward the purchase. Income must be at or below the greater of 80% of county AMI or the state median family income (HUD figures, adjusted for family size). Homebuyer counseling from an FHLBank Atlanta-designated counseling provider is required. Funds carry a 5-year retention period secured by a note and security instrument; pro-rated repayment may apply on sale/refinance within the retention period. Must apply through and funds reserved by an FHLBank Atlanta member financial institution; availability is first-come, first-served and subject to annual funding. $17,500 figure per 2025 product cycle.

FHLBank Atlanta First-time Homebuyer Product (FHP) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Income must be at or below the greater of 80% of the county area median income or the state median family income, as published annually by HUD and adjusted for family size. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

FHLBank Atlanta First-time Homebuyer Product (FHP) atiende a compradores de vivienda que compran en cualquier lugar de District of Columbia.

Las solicitudes de FHLBank Atlanta First-time Homebuyer Product (FHP) se tramitan a través de Federal Home Loan Bank of Atlanta (through participating member financial institutions), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.