Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units es un préstamo de plusvalía compartida para compradores de vivienda en Washington, District of Columbia, a cargo de DC Department of Housing and Community Development (DHCD). The Inclusionary Zoning (IZ) Program requires most new (and some renovated) residential developments of 10+ units to set aside affordable homes; the for-sale side offers below-market, resale-restricted condos and townhomes. Eligible households (generally 50%-80% MFI) must complete IZ orientation plus an 8-hour homebuyer class, register in the IZ database, and are selected by lottery. Buyers must occupy the unit as their primary residence and cannot own other residential property. Affordability comes from the controlled purchase and resale price. Below-market purchase price on new condos/townhomes. Access via random lottery. Priority for DC residents. Resale-price protection. Can be combined with HPAP/DC Open Doors financing. Los fondos provienen de Developer-provided affordable units mandated by DC Inclusionary Zoning regulations (no direct public subsidy; program provides no financial assistance).

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units es un préstamo de plusvalía compartida y se reembolsa según los términos que fija DC Department of Housing and Community Development (DHCD). El reembolso se activa por Resale governed by a DHCD-issued resale price; owner must submit a Resale Price Request and receive a pricing letter before selling or refinancing. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Mandatory 2-hour IZ Orientation (renewed every 2 years); to purchase, also an approved 8-hour homebuyer class renewed every 2 years. Requisito de residencia: Applicants must live or work in the District; priority to current DC residents; must occupy as primary residence. Must complete 2-hour IZ Orientation (renew every 2 yrs) AND 8-hour homebuyer class (renew every 2 yrs) to purchase; must register in IZ database; cannot be a full-time student; cannot own other residential property at purchase; must occupy as primary residence and re-certify annually; cannot rent/sublet; must submit DHCD Resale Price Request before selling/refinancing. Gaps: no minimum credit score, max DTI, exact 4-person income dollar limit, or cash assistance (program gives no cash).

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. For-sale IZ units generally serve households at 50%, 60%, or 80% of MFI; exact maximum income varies by household size and unit-designated MFI band per the annual IZ Maximum Income, Rent and Purchase Price Schedule. Minimum income thresholds apply. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units limita el precio de compra así: Maximum purchase price set per unit by the annual IZ Maximum Income, Rent and Purchase Price Schedule (varies by MFI band and unit size). Los tipos de propiedad elegibles incluyen Condo y Townhome. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units atiende a compradores de vivienda que compran en Washington, District of Columbia.

Las solicitudes de Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units se tramitan a través de DC Department of Housing and Community Development (DHCD), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de DHCD lottery (random drawing) or waitlist; units offered as available, no fixed schedule. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.