WSFS Down Payment Grant Program

WSFS Down Payment Grant Program es una subvención para compradores de vivienda en Condado de New Castle, Kent, Sussex, Delaware, a cargo de WSFS Bank (WSFS Mortgage). The WSFS Down Payment Grant Program provides up to $5,000 in non-repayable grant funds toward down payment and/or closing costs for buyers purchasing a primary residence in a Majority-Minority Census Tract within eligible Delaware counties (New Castle, Kent, Sussex). Household income must be at or below 100% of the census-tract AMI. The grant can be combined with other WSFS, community and government programs and pairs with a WSFS first mortgage. Up to $5,000 toward down payment and/or closing costs. No repayment required. Up to 6% seller's assist. Can be combined with the WSFS Neighborhood Opportunity Program and other assistance. Homebuyer education included. Los fondos provienen de WSFS Bank Community Reinvestment program funds ($1.5 million committed for the 2025 award year).

WSFS Down Payment Grant Program ofrece hasta $5,000 de ayuda. El programa se puede combinar con Can be combined with other WSFS, community and government down payment/closing-cost assistance programs, including the WSFS Neighborhood Opportunity Program. Los montos son los máximos publicados por el programa, no una oferta: WSFS Bank (WSFS Mortgage) determina cualquier ayuda individual.

WSFS Down Payment Grant Program está estructurado como una subvención, así que no se devuelve. El reembolso se activa por No repayment required for awarded grant funds. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

WSFS Down Payment Grant Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Subject to WSFS mortgage underwriting / credit approval. Se requiere un curso de educación para compradores de vivienda, a través de WSFS homebuyer education program (offered as part of the affordable mortgage programs). Geographically restricted to Majority-Minority Census Tracts (MMCT) and capped at 100% of census-tract AMI; the grant is reported to the borrower on a 1099-MISC. Annual funding is limited ($1.5M for 2025) and awarded while funds last. Bank-specific (WSFS only). Lien position, credit score, DTI and max purchase price set by WSFS underwriting and not published (left null).

WSFS Down Payment Grant Program limita el ingreso del hogar al 100% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Total household income cannot exceed 100% of the Area Median Income (AMI) of the census tract, based on HUD's published 1-to-4 household-member Area Median Income. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

WSFS Down Payment Grant Program se puede usar para Single Family, Townhouse y Condo.

WSFS Down Payment Grant Program atiende a compradores de vivienda que compran en Condado de New Castle, Kent, Sussex, Delaware.

Las solicitudes de WSFS Down Payment Grant Program se tramitan a través de WSFS Bank (WSFS Mortgage), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Grant funds are awarded while funds last during the award program year; WSFS leverages other down payment/closing-cost grant programs before deploying WSFS grant funds. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.