Habitat for Humanity of the Magic Valley Homeownership Program

Habitat for Humanity of the Magic Valley Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Twin Falls, Idaho, a cargo de Habitat for Humanity of the Magic Valley, Inc. Habitat for Humanity of the Magic Valley covers seven counties and sells homes to qualifying families at zero profit and zero interest, charging only the cost of the home. Eligible households must earn between 30% and 60% of their county's median income, have at least one year of qualifying income, currently lack adequate shelter, and must not have owned a home in the past three years. Partner families contribute 300-500 hours of sweat equity (treated as the down payment) and complete homeowner education. Applications are available only by attending a mandatory family-selection meeting. 0% interest mortgage. No-profit home price. Sweat equity replaces down payment. Homeowner education provided.

Habitat for Humanity of the Magic Valley Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of the Magic Valley, Inc.. El reembolso se activa por Standard mortgage payments. La ayuda se registra con un gravamen en posición First. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of the Magic Valley Homeownership Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Must not currently own a home and must not have owned a home within the last 3 years. Se requiere un curso de educación para compradores de vivienda. Requisito de residencia: Resident of the seven-county Magic Valley service area; minimum 1 year of qualifying income from the same source; lack of adequate shelter. Must attend a mandatory family-selection meeting (reservations required) to receive an application; income 30-60% AMI; no home ownership in past 3 years; enrollment opens in cycles.

Habitat for Humanity of the Magic Valley Homeownership Program fija su límite de ingresos así: Household income must be between 30% and 60% of the county Area/Adjusted Median Income for the county of residence (seven-county service area). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of the Magic Valley Homeownership Program se puede usar para Single Family. La construcción nueva es elegible.

Habitat for Humanity of the Magic Valley Homeownership Program atiende a compradores de vivienda que compran en Twin Falls, Idaho.

Las solicitudes de Habitat for Humanity of the Magic Valley Homeownership Program se tramitan a través de Habitat for Humanity of the Magic Valley, Inc., que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.