South Central Community Action Partnership (SCCAP) Self-Help Housing Program

South Central Community Action Partnership (SCCAP) Self-Help Housing Program es ayuda para el pago inicial para compradores de vivienda en Twin Falls, Idaho, a cargo de South Central Community Action Partnership (SCCAP). South Central Community Action Partnership has run a USDA-funded Mutual Self-Help Housing program for over 20 years (116+ homes completed) in which groups of 4-10 families build their own homes together under an SCCAP construction supervisor. Families provide 65% of the labor (35 hours/week) and the sweat equity replaces any cash down payment, giving roughly $40,000-$60,000 in instant equity at move-in. Financing is 100% through USDA Section 502 mortgages, with payments subsidized to as low as 1% interest. No down payment. Subsidized payment as low as 1% interest. 100% financing from construction to homeownership. $40,000-$60,000 instant equity at move-in. Los fondos provienen de USDA Rural Development (Mutual Self-Help Housing); USDA Section 502 mortgages.

South Central Community Action Partnership (SCCAP) Self-Help Housing Program es ayuda para el pago inicial y se reembolsa según los términos que fija South Central Community Action Partnership (SCCAP). El reembolso se activa por USDA 502 mortgage payments (100% financing from construction to homeownership). La ayuda se registra con un gravamen en posición First. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

South Central Community Action Partnership (SCCAP) Self-Help Housing Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Fairly good credit; credit check required. Requisito de residencia: Legal resident or U.S. citizen; serves USDA-eligible rural areas including Cassia and Twin Falls Counties (offices in Twin Falls and Burley). Underlying USDA 502 mortgage subsidized as low as 1% interest. Must commit 35 hours/week of build-site labor; credit check required; meet USDA income guidelines (generally 50-80% AMI); USDA-eligible rural area.

South Central Community Action Partnership (SCCAP) Self-Help Housing Program fija su límite de ingresos así: Must meet USDA income guidelines; generally serves families earning between 50% and 80% of area median income. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

South Central Community Action Partnership (SCCAP) Self-Help Housing Program se puede usar para Single Family. La construcción nueva es elegible.

South Central Community Action Partnership (SCCAP) Self-Help Housing Program atiende a compradores de vivienda que compran en Twin Falls, Idaho.

Las solicitudes de South Central Community Action Partnership (SCCAP) Self-Help Housing Program se tramitan a través de South Central Community Action Partnership (SCCAP), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.