NeighborWorks Boise Down Payment Assistance and Forgivable Grants

NeighborWorks Boise Down Payment Assistance and Forgivable Grants es un préstamo condonable para compradores de vivienda en Boise, Idaho, a cargo de NeighborWorks Boise (NeighborWorks Lending, NMLS #2881). NeighborWorks Boise is Idaho's only nonprofit (501(c)(3)) mortgage broker and a CDFI-affiliated lender. It offers down payment assistance, forgivable grants, and other homebuyer financing tailored to low- and moderate-income buyers, including its Dream Loan product. It also packages City of Boise DPA, HOME-funded DPA, and Workforce Housing DPA, and provides the required homebuyer education. Serves buyers statewide in Idaho. Down payment assistance and forgivable grants for qualified LMI borrowers (availability varies); access to below-market Dream Loan financing and packaging of City of Boise, HOME funds, and Workforce Housing DPA programs. Los fondos provienen de CDFI Fund, state agency programs, HOME funds, City of Boise CDBG, and other grant sources.

NeighborWorks Boise Down Payment Assistance and Forgivable Grants es un préstamo condonable, así que el saldo se perdona una vez que se cumplen las condiciones del programa. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

NeighborWorks Boise Down Payment Assistance and Forgivable Grants está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Credit score requirement varies by underlying first-mortgage product (e.g., ~620 conventional, ~580 FHA). Se requiere un curso de educación para compradores de vivienda, a través de NeighborWorks Boise Homebuyer Education (live version of Idaho Housing Finally Home! course). Forgivable grants and specific DPA options offered depending on availability and funding. NeighborWorks packages multiple DPA sources. Borrowers must complete NeighborWorks Boise / Finally Home! homebuyer education. Exact grant amounts, forgiveness terms, and interest rates for NeighborWorks' own grants are not published and vary by funding source.

NeighborWorks Boise Down Payment Assistance and Forgivable Grants limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Down payment assistance available to borrowers at or below 80% of Area Median Income. Household income limits cited: 1=$59,950; 2=$68,500; 3=$77,050; 4=$85,600; 5=$92,450. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

NeighborWorks Boise Down Payment Assistance and Forgivable Grants atiende a compradores de vivienda que compran en Boise, Idaho.

Las solicitudes de NeighborWorks Boise Down Payment Assistance and Forgivable Grants se tramitan a través de NeighborWorks Boise (NeighborWorks Lending, NMLS #2881), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Inquiry/application through NeighborWorks Boise lending team; subject to funding availability. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.