Habitat for Humanity of Evansville Homeownership Program

Habitat for Humanity of Evansville Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Evansville, Indiana, a cargo de Habitat for Humanity of Evansville. Habitat for Humanity of Evansville helps income-qualified households (at or below 80% AMI who don't qualify for traditional financing) buy a newly built Habitat home in Vanderburgh or Posey County, financed with a 0% APR, 25-year mortgage (about $625/mo for a 3-bedroom) sold at appraised value. Buyers complete 300+ sweat-equity hours, pay $1,500 toward closing/first-year insurance, and attend a six-month money-management seminar. 0% APR mortgage. 25-year fixed term. ~$625/mo for a 3-bedroom. Newly built home at appraised value. Includes major appliances. No-profit loan for those who don't qualify conventionally. Homeownership education & money-management mentoring. Los fondos provienen de Habitat for Humanity of Evansville (volunteer labor, sponsors, no-profit loans).

Habitat for Humanity of Evansville Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of Evansville. La ayuda se registra con un gravamen en posición First. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of Evansville Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: No minimum credit score (score not used). Disqualifiers: liens/judgments owed, non-medical collections owed, bankruptcy within last 4 years, or felony with sentence/probation completed less than 3 years ago (7 years if two+ unrelated felonies). Se requiere un curso de educación para compradores de vivienda, a través de Habitat for Humanity of Evansville (homeownership workshops; six-month money-management seminar with a Budget Partner). Requisito de residencia: Must be willing to live where Habitat is building (Vanderburgh or Posey County). Serves Vanderburgh and Posey Counties. Application via DocuSign (credit-check form, Family Selection Committee home visit, partnership). Need-for-housing criteria apply. Not confirmed (left blank): exact assistance amount, max purchase price, DTI, recapture/resale formula, funding cap, reservation system, employment history, citizenship.

Habitat for Humanity of Evansville Homeownership Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Household income must not exceed 80% AMI by household size (and meet a low-income floor). 2026 guidelines Low-High annual: 1p $22,800-$52,100; 2p $26,050-$59,550; 3p $29,300-$67,000; 4p $32,550-$74,400; 5p $35,150-$80,400; 6p $37,750-$86,350; 7p $40,350-$92,300; 8p $42,950-$98,250; 9p $45,550-$104,200; 10p $48,150-$110,150. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 10. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of Evansville Homeownership Program se puede usar para Single Family. La construcción nueva es elegible.

Habitat for Humanity of Evansville Homeownership Program atiende a compradores de vivienda que compran en Evansville, Indiana.

Las solicitudes de Habitat for Humanity of Evansville Homeownership Program se tramitan a través de Habitat for Humanity of Evansville, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.