Habitat for Humanity of Madison County Homeownership Program

Habitat for Humanity of Madison County Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Anderson, Indiana, a cargo de Habitat for Humanity of Madison County. Habitat for Humanity of Madison County builds and sells affordable homes to qualifying low-income partner families in Madison County, Indiana, financed with a 0% interest mortgage and a monthly payment set at roughly 25% of gross monthly income (incl. taxes/insurance). Selection is based on housing need, ability to pay, and willingness to partner (200 sweat-equity hours plus homebuyer education). Operates as a Special Purpose Credit Program with periodic open application windows. 0% interest mortgage. Payment ~25-30% of household income. Financial education & budgeting classes. Sweat-equity partnership. Low $500 minimum down payment. Los fondos provienen de Nonprofit (donations, ReStore proceeds, volunteer labor, revolving mortgage fund).

Habitat for Humanity of Madison County Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of Madison County. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of Madison County Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Habitat for Humanity of Madison County (financial education / first-time homebuyer classes). Requisito de residencia: Must live where Habitat is working (Madison County, IN). Ciudadanía o situación migratoria: U.S. citizen or permanent resident. In-person applications only during open windows (most recent Mar 10-28, 2025; affiliate maintains an interest list). Must show housing need and inability to obtain conventional financing, steady income within guidelines, current on accounts, no unpaid liens/judgments, no bankruptcy in last 2 years, no foreclosure in last 5 years. Background/credit/sex-offender screening; $25 fee per applicant; 15-18 months groundbreaking to closing. Not confirmed (left blank): lien position, recapture provision, assistance amount, min credit score, mortgage term, resale/shared-appreciation terms.

Habitat for Humanity of Madison County Homeownership Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Income must fall between 30% and 80% AMI by family size (affiliate guidelines): 1p $14,050-$37,450; 2p $17,420-$42,800; 3p $21,960-$48,150; 4p $26,500-$53,450; 5p $31,040-$57,750; 6p $35,580-$62,050; 7p $40,120-$66,300; 8p $44,100-$70,600. Updated annually. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of Madison County Homeownership Program se puede usar para Single Family. La construcción nueva es elegible.

Habitat for Humanity of Madison County Homeownership Program atiende a compradores de vivienda que compran en Anderson, Indiana.

Las solicitudes de Habitat for Humanity of Madison County Homeownership Program se tramitan a través de Habitat for Humanity of Madison County, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.