Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus)

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus) es un préstamo condonable para compradores de vivienda en Columbus, Indiana, a cargo de Southern Indiana Housing & Community Development Corporation (SIHCDC), in partnership with the City of Columbus and the Lincoln Central Neighborhood Family Center (LCNFC). The Lincoln Central HOME Homebuyer Program, administered by SIHCDC in partnership with the City of Columbus and the Lincoln Central Neighborhood Family Center, uses HUD HOME funds (via IHCDA) to help low- to moderate-income buyers achieve homeownership in Columbus's Lincoln Central Neighborhood. Assistance includes down payment and closing-cost help plus development or rehabilitation of quality, affordable homes sold to qualified buyers. Buyers must earn at or below 80% of Bartholomew County AMI, complete HUD-certified homebuyer education, and occupy the home as their primary residence through a 5-to-15-year affordability period. HOME-funded down payment and closing-cost assistance. Access to newly developed or rehabilitated affordable homes. 0% interest, forgiven over the affordability period. HUD-certified homebuyer counseling. Los fondos provienen de HUD HOME Investment Partnerships Program administered through IHCDA; City of Columbus.

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus) se perdona después de 15 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Sale or loss of primary-residence/owner-occupancy status during the affordability period (typically 5 to 15 years depending on amount of assistance). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus) está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de HUD-certified homebuyer education course through an approved housing counseling agency. Requisito de residencia: Focused on homes in the Lincoln Central Neighborhood of Columbus, Indiana. Income and asset verification required prior to purchase per IHCDA HOME rules. Contact Diane Doup at LCNFC for eligibility, application, and current assistance amounts.

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Household income at or below 80% of Bartholomew County AMI (HUD). Columbus, IN limits: 1-person $52,450; 2 $59,950; 3 $67,450; 4 $74,900; 5 $80,900; 6 $86,900; 7 $92,900; 8 $98,900. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus) se puede usar para Single Family.

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus) atiende a compradores de vivienda que compran en Columbus, Indiana. El programa se dirige a áreas específicas: Lincoln Central Neighborhood, Columbus, Indiana (Bartholomew County).

Las solicitudes de Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus) se tramitan a través de Southern Indiana Housing & Community Development Corporation (SIHCDC), in partnership with the City of Columbus and the Lincoln Central Neighborhood Family Center (LCNFC), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.