City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance es un segundo préstamo diferido para compradores de vivienda en Wichita, Kansas, a cargo de City of Wichita Housing & Community Services. The City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance provides up to 20% of purchase price plus up to $2,000 in closing costs for income-qualified buyers purchasing AHF-developed or rehabilitated homes in Wichita's core neighborhoods. Distinct from the legacy HOMEownership 80 (HOME-funded) program, the AHF DPA is available exclusively on homes built or rehabbed by AHF-approved partner organizations. Income eligibility is at or below 80% AMI. Buyers must complete homebuyer education through CCCS. The program uses municipal ARPA-funded dollars to expand affordable homeownership in the Established Central Area. Access requires referral through an AHF partner CHDO or developer. Up to 20% of purchase price as DPA. Up to $2,000 closing cost assistance. 0% deferred subordinate loan. Targets core Wichita neighborhoods for reinvestment. Works with established CHDO and developer partners. Los fondos provienen de City of Wichita Affordable Housing Fund (ARPA-funded; $5M municipal allocation).

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance ofrece una ayuda equivalente al 20% del precio de compra, según lo fija el programa. Niveles de ayuda: Maximum 20% of purchase price for down payment, plus up to $2,000 in closing costs if applicable. Los montos son los máximos publicados por el programa, no una oferta: City of Wichita Housing & Community Services determina cualquier ayuda individual.

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Sale, refinance, or loss of owner-occupancy; per AHF funding agreement. La ayuda se registra con un gravamen en posición Second. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Se requiere un curso de educación para compradores de vivienda, a través de Consumer Credit Counseling Services (CCCS), Wichita; (316) 265-2000; online class available. IMPORTANT: This is a DISTINCT program from HOMEownership 80 (already in catalog). AHF funded via $5M ARPA municipal allocation (approved Aug 2021); confirm ongoing fund availability. Access requires referral through AHF-approved developer/CHDO partners. Buyers cannot apply directly to City. No adjustable-rate or balloon-payment loans. Program plan approved by City Council September 19, 2023; updated August 12, 2025.

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. At or below 80% AMI per Wichita/Sedgwick County 2025-2026 limits: 1-person $52,550; 2-person $60,050; 3-person $67,550; 4-person $75,050; 5-person $81,100; 6-person $87,100. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance limita el precio de compra así: Per AHF program guidelines; contact Housing & Community Services at 316-462-3769. Los tipos de propiedad elegibles incluyen Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance atiende a compradores de vivienda que compran en Wichita, Kansas. El programa se dirige a áreas específicas: Established Central Area and qualified census tracts in Wichita; within 0.25 miles of public housing properties prioritized.

Las solicitudes de City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance se tramitan a través de City of Wichita Housing & Community Services, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.