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Down payment assistance income limits in Kansas

25 down payment assistance programs in Kansas publish an income limit, a purchase price cap, or both.

Every figure below is the limit the administering agency publishes. Limits are revised as area incomes and local prices move, so confirm current figures with the agency before relying on them.

Area median income by county

HUD's published four-person area median income for each Kansas county. A program that sets its limit at a percentage of area median income applies that percentage to the figure for the county where the home is, adjusted for household size.

HUD four-person area median income by county in Kansas
CountyPublished4-person median
Allen2026$89,000
Anderson2026$91,000
Atchison2026$87,600
Barber2026$85,600
Barton2026$80,700
Bourbon2026$86,500
Brown2026$84,000
Butler2026$96,500
Chase2026$89,300
Chautauqua2026$74,400
Cherokee2026$77,700
Cheyenne2026$77,500
Clark2026$93,600
Clay2026$79,700
Cloud2026$74,900
Coffey2026$92,100
Comanche2026$82,900
Cowley2026$79,800
Crawford2026$69,300
Decatur2026$79,800
Dickinson2026$89,100
Doniphan2026$91,800
Douglas2026$110,400
Edwards2026$79,700
Elk2026$75,600
Ellis2026$95,500
Ellsworth2026$86,600
Finney2026$91,800
Ford2026$87,600
Franklin2026$97,400
Geary2026$74,300
Gove2026$91,300
Graham2026$66,200
Grant2026$87,200
Gray2026$94,700
Greeley2026$91,200
Greenwood2026$72,500
Hamilton2026$87,700
Harper2026$79,200
Harvey2026$96,500
Haskell2026$103,900
Hodgeman2026$87,900
Jackson2026$98,800
Jefferson2026$98,800
Jewell2026$74,900
Johnson2026$113,400
Kearny2026$95,700
Kingman2026$77,200
Kiowa2026$90,600
Labette2026$79,300
Lane2026$90,900
Leavenworth2026$113,400
Lincoln2026$83,900
Linn2026$113,400
Logan2026$97,900
Lyon2026$76,900
Marion2026$85,100
Marshall2026$85,400
Mcpherson2026$103,000
Meade2026$92,200
Miami2026$113,400
Mitchell2026$91,300
Montgomery2026$79,200
Morris2026$81,100
Morton2026$90,100
Nemaha2026$102,800
Neosho2026$89,100
Ness2026$95,900
Norton2026$69,200
Osage2026$98,800
Osborne2026$84,600
Ottawa2026$96,900
Pawnee2026$102,100
Phillips2026$83,700
Pottawatomie2026$112,000
Pratt2026$83,800
Rawlins2026$84,900
Reno2026$84,000
Republic2026$78,400
Rice2026$83,600
Riley2026$112,000
Rooks2026$84,300
Rush2026$75,200
Russell2026$79,000
Saline2026$91,600
Scott2026$85,300
Sedgwick2026$96,500
Seward2026$82,600
Shawnee2026$98,800
Sheridan2026$100,900
Sherman2026$79,200
Smith2026$95,700
Stafford2026$88,600
Stanton2026$79,200
Stevens2026$80,400
Sumner2026$91,100
Thomas2026$103,700
Trego2026$99,400
Wabaunsee2026$98,800
Wallace2026$93,600
Washington2026$87,700
Wichita2026$98,200
Wilson2026$83,300
Woodson2026$80,700
Wyandotte2026$113,400

Published limits by program

Published income limits and purchase price caps by program in Kansas
ProgramIncome limitPrice cap
Build WyCo AHP Down Payment AssistanceKansas City · Wyandotte60% of area median incomeThree tracks: (1) <=50% AMI; (2) <=60% AMI plus a household member with special needs; or (3) home on a donated lot and <=60% AMI. 2025 Wyandotte 60% AMI = $66,834 (1-4 persons).—
Build WyCo Matched Savings ProgramKansas City · WyandotteSee program200% of Federal Poverty Level (FPL). 2025 FPL limits used by program: 1-person $31,300; 2-person $42,300; 3-person $53,300; 4-person $64,300; 5-person $75,300; 6-person $86,300 (subject to annual adjustment).—
Capitol Federal Closing Cost AssistanceMultiple (Kansas City metro) · Multiple (Kansas City metro low-income census tracts; admin Wyandotte)See programNo income limits — eligibility is based on the subject property being located in a low-income census tract in the Kansas City metro area, not on borrower income.—
City of Hutchinson Down Payment Match Incentive ProgramHutchinson · RenoSee programNo income limit confirmed on primary source; open to Reno County residents who are not currently property owners. Confirm current eligibility with Interfaith Housing.—
City of Leavenworth CDBG Home Ownership ProgramLeavenworth · Leavenworth80% of area median incomeLow income: 1-person $39,000, 2-person $44,600, 3-person $50,150, 4-person $55,700. Moderate income (up to 80% AMI): 1-person $62,400, 2-person $71,300, 3-person $80,200, 4-person $89,100. Effective April 1, 2025.$238,000
City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment AssistanceWichita · Sedgwick80% of area median incomeAt or below 80% AMI per Wichita/Sedgwick County 2025-2026 limits: 1-person $52,550; 2-person $60,050; 3-person $67,550; 4-person $75,050; 5-person $81,100; 6-person $87,100.—
El Centro Bienvenido a Mi Casa Homebuyer ProgramKansas City · WyandotteSee programIncome limits not confirmed in primary sources. Program targets low-to-moderate income Latino families in Wyandotte County. Contact El Centro directly.—
First Time Homebuyer (FTHB) ProgramStatewide · Statewide80% of area median incomeHousehold income at or below 80% AMI (Area Median Income) for the county of purchase, per HUD HOME Program income limits. Range approximately $17,500 (1-person extreme low tier) to $117,650 (large household, higher-AMI county) per 2024 HOME limits effective 6/1/24.$328,000
First-Time Homebuyer ProgramLiberal · Seward125% of area median incomeMaximum household income up to 125% of area median by household size: 1=$72,375; 2=$82,750; 3=$93,125; 4=$103,375; 5=$111,750; 6=$120,000; 7=$128,250; 8=$136,500.—
Habitat for Humanity of the Northern Flint Hills Homeownership ProgramManhattan · Riley, Pottawatomie, GearySee programMust demonstrate steady income within specific income guidelines (chart on affiliate website, not confirmed from primary source). Affordable mortgage payment required.—
Habitat KC Down Payment Assistance ProgramWyandotte, Leavenworth, Johnson80% of area median incomeHousehold income at or below 80% AMI (HUD), per Habitat KC's published DPA income chart.—
HOMEownership 80 ProgramWichita · Sedgwick80% of area median incomeHousehold income within City's HOME 80 Federal Income Limits (<=80% AMI).—
Homeownership Possibilities Expanded (HOPE)115% of area median incomeHousehold income at or below 115% AMI (FHLBank Topeka TurnKey income limits).—
Homeownership Set-aside Program (HSP)80% of area median incomeHousehold income at or below 80% AMI (FHLBank Topeka annual TurnKey income limits).—
Homeownership Set-aside Program Plus (HSP+)Kearny80% of area median incomeHousehold income at or below 80% AMI (FHLBank Topeka TurnKey income limits).—
KansasDPA Bond ProgramStatewide · Statewide$144,340MRB bond income limits by household size and county. Per program guidance, limits range approximately $114,360-$144,340 across eligible bond areas (1-2 person and 3+ person households, targeted/non-targeted).$1.2M
KansasDPA ProgramStatewide · Statewide$144,340TBA program income limits by household size and county - approximately $63,920 (1-2 HH lower tier) to $144,340 (3+ HH upper tier or OVER 80% AMI conventional).—
KHRC First Time Homebuyer Program (FTHB)Statewide (excludes Kansas City, Lawrence, Topeka, Wichita city limits and Johnson County)80% of area median incomeAt or below 80% of HUD HOME area median income (county-specific). In 2026: Allen County 4-person limit $67,300; Sedgwick County $75,050; Leavenworth County $89,100. Full limits at kshousingcorp.org.$219,000
Lawrence Community Housing Trust (Tenants to Homeowners) Home Purchase ProgramLawrence · Douglas80% of area median incomeAt or below 80% of Lawrence median family income per HUD guidelines. Updated May 2025: 1-person $77,300; 2-person $88,400; 3-person $99,400; 4-person $110,400; next update June 2026.—
Lawrence Habitat for Humanity Homebuyer Program (Affordable Homeownership)Lawrence · DouglasSee programGross household income (before taxes) must be between 30% and 60% of the median income for Douglas County (per published table).—
Salina Habitat for Humanity Homeownership ProgramSalina · SalineSee programGross household income must be between 30% and 60% of the median income for the Salina area at time of application.—
Topeka Habitat for Humanity Homeownership ProgramTopeka · ShawneeSee programMust demonstrate need for safe and affordable housing and ability to make mortgage payments. Specific income limits not confirmed from primary source.—
Topeka Opportunity To Own (TOTO) ProgramTopeka · Shawnee80% of area median incomeHousehold income at or below 80% AMI for Shawnee County / Topeka MSA per HUD HOME limits - $48,960 (1 person) to $92,240 (8 person).$75,000
USDA Rural Development Section 502 Direct Loan Program (Kansas)Rural Kansas – eligible rural areas only80% of area median incomeMust be at or below the applicable low-income limit for the area (county-specific; generally at or below 80% AMI for 'low income' or lower for 'very low income'). See USDA income eligibility map at rd.usda.gov for Kansas county-specific limits.—
Wichita Habitat for Humanity Homeownership ProgramWichita · Sedgwick80% of area median income35%-80% of Area Median Income (AMI) for Sedgwick County. Must demonstrate need for housing.—

Questions, answered

What are the income limits for down payment assistance in Kansas?

25 down payment assistance programs in Kansas publish an income limit, a purchase price cap, or both. 15 express the limit as a percentage of the area median income for the county where the home is, and 9 publish a flat dollar figure instead.

Why does the same program have different income limits in different counties?

Because most limits are set as a percentage of area median income, which HUD publishes per county and revises annually. A program with one published percentage therefore admits a different dollar figure in each county, and the figure is further adjusted for household size.

Is a published limit the same as being approved?

No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

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