City of Alexandria Homebuyer's Assistance Program (HAP)

City of Alexandria Homebuyer's Assistance Program (HAP) es un préstamo condonable para compradores de vivienda en Alexandria, Louisiana, a cargo de City of Alexandria Community Development Department. The City of Alexandria's Homebuyer's Assistance Program (HAP), administered by the Community Development Department and authorized by HUD, provides direct subsidy assistance for up to 50% of down payment, mortgage principal reduction, closing costs, and/or education/training to first-time homebuyers at or below 80% of area median income, purchasing an existing or newly constructed home within Alexandria city limits. Assistance is a forgivable loan whose affordability period scales with the amount (5 years under $15,000 up to 15 years over $40,000). The program was created in 1992. Direct subsidy up to 50% of down payment. Principal reduction and closing-cost assistance. Forgivable over the affordability period. Existing or new-construction homes eligible. Long-running program (since 1992). Los fondos provienen de HUD Community Development Block Grant (CDBG) and/or HOME Investment Partnerships Program funds and/or other available funds.

City of Alexandria Homebuyer's Assistance Program (HAP) es un préstamo condonable, así que el saldo se perdona una vez que se cumplen las condiciones del programa. El reembolso se activa por Forgivable over a HUD affordability period tied to the assistance amount (under $15,000 = 5-year minimum affordability period; over $40,000 = 15-year minimum). Subject to HOME/CDBG recapture if owner-occupancy is not maintained. La ayuda se registra con un gravamen en posición Second. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Alexandria Homebuyer's Assistance Program (HAP) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Exceptions for single parents who became divorced within the past 3 years and for displaced homemakers. Se requiere un curso de educación para compradores de vivienda, a través de Education/training referenced as an eligible use of program assistance; provider to be confirmed. First-time homebuyer (no ownership interest in past 3 years per HUD) required, with exceptions for recently divorced single parents and displaced homemakers.

City of Alexandria Homebuyer's Assistance Program (HAP) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Household income at or below 80% of HUD area median income for the City of Alexandria. Specific dollar limits by household size to be confirmed with the Community Development Department (current guidelines PDF was unavailable/404 at verification). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

City of Alexandria Homebuyer's Assistance Program (HAP) se puede usar para Single Family. La construcción nueva es elegible.

City of Alexandria Homebuyer's Assistance Program (HAP) atiende a compradores de vivienda que compran en Alexandria, Louisiana.

Las solicitudes de City of Alexandria Homebuyer's Assistance Program (HAP) se tramitan a través de City of Alexandria Community Development Department, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.