Down payment assistance income limits in Louisiana
48 down payment assistance programs in Louisiana publish an income limit, a purchase price cap, or both.
Every figure below is the limit the administering agency publishes. Limits are revised as area incomes and local prices move, so confirm current figures with the agency before relying on them.
Area median income by county
HUD's published four-person area median income for each Louisiana county. A program that sets its limit at a percentage of area median income applies that percentage to the figure for the county where the home is, adjusted for household size.
| County | Published | 4-person median |
|---|---|---|
| Acadia | 2026 | $69,100 |
| Allen | 2026 | $62,500 |
| Ascension | 2026 | $94,500 |
| Assumption | 2026 | $77,600 |
| Avoyelles | 2026 | $53,600 |
| Beauregard | 2026 | $86,000 |
| Bienville | 2026 | $58,300 |
| Bossier | 2026 | $79,200 |
| Caddo | 2026 | $79,200 |
| Calcasieu | 2026 | $93,000 |
| Caldwell | 2026 | $77,300 |
| Cameron | 2026 | $93,000 |
| Catahoula | 2026 | $62,200 |
| Claiborne | 2026 | $46,500 |
| Concordia | 2026 | $54,200 |
| De Soto | 2026 | $79,200 |
| East Baton Rouge | 2026 | $94,500 |
| East Carroll | 2026 | $48,400 |
| East Feliciana | 2026 | $94,500 |
| Evangeline | 2026 | $58,100 |
| Franklin | 2026 | $58,000 |
| Grant | 2026 | $83,300 |
| Iberia | 2026 | $75,400 |
| Iberville | 2026 | $75,500 |
| Jackson | 2026 | $63,300 |
| Jefferson | 2026 | $88,600 |
| Jefferson Davis | 2026 | $79,300 |
| La Salle | 2026 | $90,600 |
| Lafayette | 2026 | $90,300 |
| Lafourche | 2026 | $86,600 |
| Lincoln | 2026 | $67,800 |
| Livingston | 2026 | $94,500 |
| Madison | 2026 | $52,000 |
| Morehouse | 2026 | $54,700 |
| Natchitoches | 2026 | $71,500 |
| Orleans | 2026 | $88,600 |
| Ouachita | 2026 | $78,700 |
| Plaquemines | 2026 | $88,600 |
| Pointe Coupee | 2026 | $94,500 |
| Rapides | 2026 | $83,300 |
| Red River | 2026 | $65,900 |
| Richland | 2026 | $67,500 |
| Sabine | 2026 | $68,200 |
| Saint Bernard | 2026 | $88,600 |
| Saint Charles | 2026 | $88,600 |
| Saint Helena | 2026 | $94,500 |
| Saint James | 2026 | $94,000 |
| Saint John The Baptist | 2026 | $88,600 |
| Saint Landry | 2026 | $74,100 |
| Saint Martin | 2026 | $90,300 |
| Saint Mary | 2026 | $69,600 |
| Saint Tammany | 2026 | $107,700 |
| Tangipahoa | 2026 | $65,800 |
| Tensas | 2026 | $48,500 |
| Terrebonne | 2026 | $86,600 |
| Union | 2026 | $78,700 |
| Vermilion | 2026 | $76,400 |
| Vernon | 2026 | $70,200 |
| Washington | 2026 | $65,100 |
| Webster | 2026 | $55,900 |
| West Baton Rouge | 2026 | $94,500 |
| West Carroll | 2026 | $71,800 |
| West Feliciana | 2026 | $94,500 |
| Winn | 2026 | $65,400 |
Published limits by program
| Program | Income limit | Price cap |
|---|---|---|
| Bayou Area Habitat for Humanity Homeownership ProgramThibodaux · Lafourche | 80% of area median incomeAnnual income 50% (very low) up to 80% of median for Lafourche/Terrebonne. 2025 guidelines by family size (min-max): 1: $26,550-$42,400; 2: $30,300-$48,450; 3: $34,100-$54,500; 4: $37,850-$60,550; 5: $40,900-$65,400; 6: $43,950-$70,250; 7: $46,950-$75,100; 8: $50,000-$79,950. | — |
| CAFA First HomeMultiple | $125,020MRB federal income limits per IRS Section 143. Targeted census tracts: $46,320 (1-2 person) / $125,020 (3+ person). Non-targeted lower per CAFA income limit table. Verify by parish and household size. | $588,104 |
| CAFA Gold 100Multiple | $122,640CAFA TBA program income limits: $46,320 (1-2 person) to $122,640 (3+ person) per CAFA income limit table. Household income basis. | — |
| CAFA PlatinumMultiple | $123,340CAFA TBA program income limits: $45,280 (1-2 person) to $123,340 (3+ person) per CAFA income limit table. Household income basis. | — |
| Calcasieu Parish HCV Homeownership ProgramLake Charles · Calcasieu Parish | 50% of area median income | — |
| Capital AdvantageMultiple | $122,640CAFA TBA program income limits: $46,320 (1-2 person) to $122,640 (3+ person) per CAFA income limit table. Household income basis. | — |
| City of Alexandria Homebuyer's Assistance Program (HAP)Alexandria · Rapides | 80% of area median incomeHousehold income at or below 80% of HUD area median income for the City of Alexandria. Specific dollar limits by household size to be confirmed with the Community Development Department (current guidelines PDF was unavailable/404 at verification). | — |
| City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance ProgramBaton Rouge · East Baton Rouge | $53,100Income-limited per HUD; example figures cited by the City: a 2-person household maximum of $42,500/yr and a 4-person household maximum of $53,100/yr. Full table by household size to be confirmed with the Office of Community Development. | — |
| City of Kenner First-Time Homebuyers (FTHB) Assistance ProgramKenner · Jefferson | 80% of area median incomeHousehold income must be between 51% and 80% of AMI for the Jefferson HOME Consortium (HUD limits, published annually). Per the program's posted (2019) table: 1 person $37,750; 2 $43,150; 3 $48,550; 4 $53,900; 5 $58,250; 6 $62,550; 7 $66,850; 8 $71,150. Lenders must use the most current HUD limits. | — |
| City of Lake Charles Down Payment and Closing Cost Assistance ProgramLake Charles · Calcasieu | 80% of area median incomeGross household income at or below 80% AMI (HUD MSA income figures for Lake Charles dated March 2024); reported 4-person 80% AMI limit $63,200. Counts all household members. | — |
| Comfort of Home ProgramJefferson | $121,520Income limits per JPFA product schedule (seed range $69,440-$121,520 for Jefferson Parish MSA). HFA Preferred / HFA Advantage subject to Fannie/Freddie HFA income guidelines (often ~$99K base / 80% AMI tier with extended limits to ~140% AMI). Government loans (FHA/VA/USDA) per agency limits and JPFA overlay. | — |
| Delta 100 ProgramMultiple | $96,850Delta 100 income limits: $36,300 (1-person) to $96,850 (8-person household) per LHC Delta 100 limit table. Limits below 80% AMI for delta parishes - this is a very-low to low-income program. | — |
| Direct Homebuyer Soft Second Mortgage Assistance ProgramNew Orleans · Orleans | 80% of area median incomeHousehold income at or below 80% AMI per HUD New Orleans MSA / Orleans Parish (2025 1p=$48,650; 8p=$91,700). Per Income Guideline Chart at nola.gov. | $324,000 |
| East St. Tammany Habitat for Humanity – Homeownership Program (Slidell Area)Slidell · St. Tammany Parish | 30% of area median income | — |
| Eustis EdgeMultiple | $116,060CAFA Eustis Edge income limits: $46,320 (1-2 person) to $116,060 (3+ person) per CAFA income limit table. Household income basis. | — |
| FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana | 80% of area median income | — |
| Finance Authority of St. Tammany Parish (FASTP) Down Payment Assistance ProgramSt. Tammany | See programIncome limits depend on loan product (a Fannie Mae 'above 80% AMI' tier is offered); specific dollar limits are not published on the public FASTP site and must be confirmed with a qualified lender. | — |
| First-Time Homebuyer Assistance Program (HOME Program)Jefferson | 80% of area median incomeHousehold income must be at least 51% and not more than 80% of AMI for the New Orleans-Metairie-Kenner LA MSA. 2025 median $89,800; 80% (Low) 4-person limit = $71,850. A child's income cannot be used to qualify. | — |
| Fuller Center for Housing of Northwest Louisiana Homeownership ProgramShreveport · Caddo Parish | 80% of area median income | — |
| Habitat for Humanity of Greater Baton Rouge Homeownership ProgramBaton Rouge · East Baton Rouge | 80% of area median income27%-80% of AMI for the build area. Gross annual income limits by household size (HUD 4/18/2022): 1: $16,802-$49,784; 2: $19,202-$56,896; 3: $21,603-$64,008; 4: $24,003-$71,120; 5: $25,923-$76,810; 6: $27,843-$82,499; 7: $29,764-$88,189; 8: $31,684-$93,878. | — |
| Habitat for Humanity of North Louisiana Homeownership ProgramMonroe · Ouachita Parish | 80% of area median income | — |
| Habitat for Humanity of Northwest Louisiana Homeownership ProgramShreveport · Caddo Parish | 60% of area median income | — |
| Habitat for Humanity St. Tammany West – Homeownership ProgramMandeville · St. Tammany Parish | 30% of area median income | — |
| Heroes to Homeowners ProgramJefferson | See programIncome limits per the paired JPFA loan program (Comfort of Home or Series 2025A SFRB). | — |
| Home Buyers Assistance Program Participation Initiative (HAPPI)Shreveport · Caddo | 80% of area median incomeAnnual household income at or below 80% AMI per HUD for City of Shreveport / Caddo Parish (2024-2025 1p=~$36,700; 8p=~$69,200 per seed range). Assistance amount tiered by exact AMI percentage. | — |
| Home in Monroe - Down Payment AssistanceMonroe · Ouachita | 80% of area median incomeHUD LMI (Low-to-Moderate Income) - typically 80% AMI for Ouachita Parish/Monroe MSA. 2024-2025 limits approximately $36,650 (1p) to $69,050 (8p) per seed range. | — |
| HOPE Credit Union Affordable Housing Program | 120% of area median incomeNo income limit in designated target areas; up to 120% AMI in nontarget areas. | — |
| Iberia Habitat for Humanity Homeownership ProgramNew Iberia · Iberia Parish | 80% of area median income | — |
| Jericho Road Affordable Homeownership ProgramNew Orleans · Orleans | 120% of area median incomeHouseholds earning between 80% and 120% of AMI for the New Orleans metro | — |
| Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance ProgramLafayette · Lafayette | 80% of area median incomeHousehold income must not exceed HUD Low-Income (80% AMI) for Lafayette. FY2025: 1 $47,450; 2 $54,200; 3 $61,000; 4 $67,750; 5 $73,200; 6 $78,600; 7 $84,050; 8 $89,450. | — |
| Lafayette Habitat for Humanity Affordable Homeownership ProgramLafayette · Lafayette | 80% of area median incomeHousehold income below 80% of parish median income; must meet 2026 Income Guidelines for Lafayette Parish. | — |
| Legacy Home Renovation Loan ProgramNew Orleans · Orleans | 140% of area median incomeMax qualifying income 140% AMI; borrowers at/below 80% AMI receive lower rate and MI. AMI via Freddie Mac Home Possible tool. | — |
| Louisiana Housing Corporation Mortgage Credit Certificate (MCC) Program | See programHousehold income limits depend on household size and property location; see LHC Exhibit U (Maximum Permissible Family Income Limits). Specific dollar limits not stated on the program page; confirm against current Exhibit U. | — |
| Louisiana Housing Corporation MRB Keys for Service Program | $125,000Annual household income at or below $125,000 for all loan product types (statewide, not adjusted by household size). | — |
| LPTFA First Time Homebuyers Downpayment Assistance ProgramLafayette · Lafayette | See programMaximum annual income: family size 2 or less = $78,600; family size 3 or more = $91,700. Adjusted gross income must not exceed maximum allowable for single-family MRB programs administered by LHC or LPTFA. | $316,177 |
| MRB AssistedStatewide · Statewide | $116,620MRB Assisted federal income limits per IRS Section 143. Range: $29,700 (1-person, lowest county) to $116,620 (3+ person, targeted areas). Verify by parish and household size at lhc.la.gov. | $766,550 |
| MRB HomeStatewide · Statewide | $89,050MRB Home federal income limits per IRS Section 143. Range: $32,100 (1-person, lowest county) to $89,050 (3+ person, targeted areas). Lower than MRB Assisted reflecting non-DPA tier. Verify by parish and household size at lhc.la.gov. | $507,849 |
| New Orleans Area Habitat for Humanity Homeownership ProgramNew Orleans · Orleans | See programMinimum income roughly $3,145/month ($37,740/yr before taxes) for a one-person household; maximum income depends on household size (set against AMI). At least two years of stable income required. | — |
| Pathways Soft Second ProgramStatewide · Statewide | 80% of area median incomeHUD HOME income limits at 80% AMI (Low Income). Range: $46,000 (1-person) to $86,750 (8-person), varies by parish. Verify parish-specific limit at lhc.la.gov. | — |
| People's Housing+ Community Land Trust Homeownership ProgramNew Orleans · Orleans | 80% of area median incomeHousehold income at or below 80% AMI for Orleans Parish (2025 4-person limit $71,850 per eligibility page; income-limits chart lists $70,880). Limited opportunities up to 120% AMI. Entire household income counted. | — |
| Premier ProgramStatewide · Statewide | $99,000Premier program statewide income cap of approximately $99,000 (compressed single-tier limit). Verify at lhc.la.gov. | — |
| Purchase AdvantageMultiple | $122,640CAFA Purchase Advantage income limits: $47,520 (1-2 person) to $122,640 (3+ person) per CAFA income limit table. Household income basis. | — |
| Resilience Soft Second ProgramMultiple | 80% of area median incomeHUD CDBG-DR / HOME income limits at 80% AMI. Range: $46,000 (1-person) to $86,750 (8-person), varies by parish. Verify parish-specific limit at lhc.la.gov. | $271,164 |
| Southern Mortgage Assistance Program (SMAP) – St. Bernard ParishSt. Bernard Parish | 115% of area median income | — |
| St. Charles Parish Mortgage Assistance ProgramSt. Charles Parish | 115% of area median income | — |
| The Fuller Center for Housing of Southwest Louisiana Homeownership ProgramLake Charles · Calcasieu | See programServes low-income individuals/families unable to obtain adequate conventional financing (specific AMI thresholds not published). | — |
| The Green Mortgage Downpayment Assistance ProgramNew Orleans · Orleans | 140% of area median incomeCombined applicant income under 140% AMI for Orleans Parish (use Freddie Mac Home Possible Eligibility Map tool). FHA tier: $99,000 max. Fannie Mae and VA: per agency guidelines (no FNO income cap above 140% AMI baseline). | $685,400 |
| West Monroe Homebuyer Assistance ProgramWest Monroe · Ouachita Parish | 80% of area median income | — |
Questions, answered
What are the income limits for down payment assistance in Louisiana?
48 down payment assistance programs in Louisiana publish an income limit, a purchase price cap, or both. 29 express the limit as a percentage of the area median income for the county where the home is, and 28 publish a flat dollar figure instead.
Why does the same program have different income limits in different counties?
Because most limits are set as a percentage of area median income, which HUD publishes per county and revises annually. A program with one published percentage therefore admits a different dollar figure in each county, and the figure is further adjusted for household size.
Is a published limit the same as being approved?
No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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