City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program es un segundo préstamo diferido para compradores de vivienda en Baton Rouge, Louisiana, a cargo de City of Baton Rouge / East Baton Rouge Parish Office of Community Development. The City of Baton Rouge / East Baton Rouge Parish Office of Community Development offers a Homebuyer Assistance Program providing HUD-funded, interest-free (0%) gap-financing loans of up to $25,000 for existing homes and up to $50,000 for new construction in designated areas. The loans help buyers who might not otherwise qualify for a sufficient first mortgage and may be applied to down payment or closing costs. The deferred loan is repaid upon sale or transfer of the property. Up to $25,000 (existing) / $50,000 (new construction). Interest-free (0%). Deferred until sale or transfer. Usable for down payment or closing costs. Covers most of East Baton Rouge Parish. Los fondos provienen de U.S. Department of Housing and Urban Development (HUD) funds administered by the EBR Office of Community Development.

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program ofrece hasta $50,000 de ayuda. Niveles de ayuda: Up to $25,000 for existing homes; up to $50,000 for new construction in designated areas. Los montos son los máximos publicados por el programa, no una oferta: City of Baton Rouge / East Baton Rouge Parish Office of Community Development determina cualquier ayuda individual.

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Interest-free (0%) deferred loan that must be paid off upon the sale or transfer of the purchased property; borrowers may repay at any time. La ayuda se registra con un gravamen en posición Second. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Applicants must not have owned a home in the last three years, or may qualify as a displaced homemaker or single parent. Se requiere un curso de educación para compradores de vivienda, a través de Required homebuyer education course offered through the Mid City Redevelopment Alliance. Excludes incorporated Baker, Central, and Zachary. Required homebuyer education through Mid City Redevelopment Alliance.

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program limita el ingreso del hogar a $53,100. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program se puede usar para Single Family. La construcción nueva es elegible.

City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program atiende a compradores de vivienda que compran en Baton Rouge, Louisiana. El programa se dirige a áreas específicas: Higher assistance (up to $50,000) for new construction in designated areas; excludes incorporated Baker, Central, and Zachary.

Las solicitudes de City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program se tramitan a través de City of Baton Rouge / East Baton Rouge Parish Office of Community Development, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.