Habitat for Humanity of Huron Valley Home Ownership Program

Habitat for Humanity of Huron Valley Home Ownership Program es ayuda para el pago inicial para compradores de vivienda en Ann Arbor, Michigan, a cargo de Habitat for Humanity of Huron Valley. Habitat for Humanity of Huron Valley sells newly renovated, energy-efficient homes in Washtenaw County to income-qualified first-time buyers and finances them with an affordable Habitat mortgage. Applicants are selected on housing need, willingness to partner, and ability to pay, and must contribute 250 sweat-equity hours per adult plus complete required homeowner education. Household income must fall between 30% and 80% of Washtenaw County AMI. Affordable Habitat-held mortgage. Newly renovated energy-efficient home. Required education and financial coaching. Path to homeownership for 30-80% AMI households.

Habitat for Humanity of Huron Valley Home Ownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of Huron Valley. El reembolso se activa por Affordable Habitat mortgage held by the affiliate; standard owner-occupancy resale terms apply. La ayuda se registra con un gravamen en posición First mortgage (Habitat-held). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of Huron Valley Home Ownership Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Must not currently own a home or be on a mortgage. Sobre el crédito, el programa indica: No perfect credit required; must show ability to make regular payments. Collections/past-due/judgments/liens must be resolved; unresolved negatives are denied. 2+ years since any bankruptcy discharge. Se requiere un curso de educación para compradores de vivienda, a través de Habitat for Humanity of Huron Valley (Legal Orientation, Home Maintenance, Pre-Purchase Education, 9-week/18-hour Financial Management Training). Requisito de residencia: Must live or work in Washtenaw County. Ciudadanía o situación migratoria: U.S. citizenship, permanent residency, or eligible immigration status. Sweat-equity homeownership model (not a cash DPA): 250 sweat-equity hours per adult over 21. Must live or work in Washtenaw County, not currently own a home, and be 2+ years past any bankruptcy. Down payment required before closing. Background check, rental history, income/asset verification, and home visit required. Income min/max set annually by family size; published guideline table was last dated 2018-19 at review.

Habitat for Humanity of Huron Valley Home Ownership Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Qualifying household income 30%-80% of Washtenaw County AMI (HUD-based), with annual min/max thresholds by family size. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of Huron Valley Home Ownership Program se puede usar para Single Family.

Habitat for Humanity of Huron Valley Home Ownership Program atiende a compradores de vivienda que compran en Ann Arbor, Michigan.

Las solicitudes de Habitat for Humanity of Huron Valley Home Ownership Program se tramitan a través de Habitat for Humanity of Huron Valley, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.