Kalamazoo County Homebuyer Assistance Program

Kalamazoo County Homebuyer Assistance Program es una subvención para compradores de vivienda en Kalamazoo, Michigan, a cargo de Kalamazoo County Treasurer's Office (in partnership with Independent Bank). A partnership between the Kalamazoo County Treasurer's Office and Independent Bank to address the local housing crisis. Eligible applicants can receive up to $5,000 from the County Treasurer toward a down payment and/or closing costs, plus up to an additional $2,000 from Independent Bank toward closing costs (up to $7,000 combined). Applicants must purchase a primary residence in Kalamazoo County, have household income at or below 120% of county AMI, complete pre-purchase counseling, obtain financing through Independent Bank, and contribute at least $1,000 toward the purchase. Up to $5,000 grant from County Treasurer toward down payment and/or closing costs. Up to $2,000 additional from Independent Bank toward closing costs. Up to $7,000 total assistance. No first-time homebuyer requirement. Income limit up to 120% AMI. Los fondos provienen de Kalamazoo County Treasurer's Office (down payment assistance) + Independent Bank (closing cost assistance).

Kalamazoo County Homebuyer Assistance Program ofrece entre $1,000 y $7,000 de ayuda. Niveles de ayuda: Up to $5,000 from the County Treasurer toward down payment and/or closing costs; up to an additional $2,000 from Independent Bank toward closing costs (combined up to $7,000). Aporte del comprador de vivienda: Minimum $1,000 borrower contribution toward the purchase of the home required. El programa se puede combinar con May be combined with other assistance programs, as applicable. Los montos son los máximos publicados por el programa, no una oferta: Kalamazoo County Treasurer's Office (in partnership with Independent Bank) determina cualquier ayuda individual.

Kalamazoo County Homebuyer Assistance Program está estructurado como una subvención, así que no se devuelve. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Kalamazoo County Homebuyer Assistance Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Approved homeownership counseling program (pre-purchase counseling required prior to loan approval). Funds are first-come, first-served until exhausted; program subject to change and funding availability. Financing must be obtained through Independent Bank. The $5,000 Treasurer grant and $2,000 bank closing-cost contribution appear to be grants; no lien or repayment terms are disclosed - verify with Independent Bank at (269) 491-3049.

Kalamazoo County Homebuyer Assistance Program limita el ingreso del hogar al 120% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Qualifying household income at or below 120% of Kalamazoo County Area Median Income (AMI), based on household size. 120% AMI effective 04/01/2025: 1-person $80,520; 2-person $92,040; 3-person $103,560; 4-person $114,960; 5-person $124,200. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Kalamazoo County Homebuyer Assistance Program se puede usar para Single Family.

Kalamazoo County Homebuyer Assistance Program atiende a compradores de vivienda que compran en Kalamazoo, Michigan.

Las solicitudes de Kalamazoo County Homebuyer Assistance Program se tramitan a través de Kalamazoo County Treasurer's Office (in partnership with Independent Bank), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de First-come, first-served until funds are exhausted. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.