Oakland County Treasurer's Independent Bank Home Buyer Assistance Program

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program es una subvención para compradores de vivienda en Condado de Oakland, Michigan, a cargo de Oakland County Treasurer's Office (Financial Empowerment Center), in partnership with Independent Bank. A public-private partnership between the Oakland County Treasurer's Office and Independent Bank offering a $5,000 grant to eligible first-time homebuyers in Oakland County to help cover down payment and closing costs. Launched September 2024; subject to funding availability on a first-come, first-served basis until funds are exhausted. $5,000 non-repayable grant toward down payment and closing costs; can be combined with other assistance programs. Los fondos provienen de Public-private partnership — Oakland County Treasurer's Office and Independent Bank (initial $100,000 commitment).

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program ofrece hasta $5,000 de ayuda. Aporte del comprador de vivienda: Buyer must contribute at least $1,000 of personal funds toward purchasing the home. El programa se puede combinar con otras ayudas, sujeto a las reglas de cada una. Los montos son los máximos publicados por el programa, no una oferta: Oakland County Treasurer's Office (Financial Empowerment Center), in partnership with Independent Bank determina cualquier ayuda individual.

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program está estructurado como una subvención, así que no se devuelve. El reembolso se activa por None — grant is not repayable. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer defined as not having owned a residential property in the past three years; includes qualifying displaced homemakers and single parents. Se requiere un curso de educación para compradores de vivienda, a través de Approved pre-purchase counseling program (completed as part of the Independent Bank loan process). Requisito de residencia: Property must be located in Oakland County, Michigan. Mortgage must be obtained through Independent Bank; taxes and insurance required; program subject to change or termination;.

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program limita el ingreso del hogar al 120% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Household income at or below 120% of Oakland County Area Median Income (AMI); $123,240 for 2025. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program se puede usar para Single Family.

Oakland County Treasurer's Independent Bank Home Buyer Assistance Program atiende a compradores de vivienda que compran en Condado de Oakland, Michigan.

Las solicitudes de Oakland County Treasurer's Independent Bank Home Buyer Assistance Program se tramitan a través de Oakland County Treasurer's Office (Financial Empowerment Center), in partnership with Independent Bank, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de First-come, first-served until funds are exhausted; apply through an Independent Bank Loan Officer. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.