Montana Board of Housing 80% Combined Program

Montana Board of Housing 80% Combined Program es una segunda hipoteca para compradores de vivienda en Statewide, Montana, a cargo de Montana Board of Housing (Montana Department of Commerce). The Montana Board of Housing 80% Combined Program offers eligible buyers an alternative to FHA financing: a 30-year, first-position mortgage at 80% Loan-To-Value paired with a 20% LTV second loan from a partnering nonprofit such as NeighborWorks Montana or a Human Resource Development Council. By keeping the first lien at 80% or less LTV, the structure eliminates the need for mortgage insurance. Purchase price and income limits apply and homebuyer education is required. Eliminates mortgage insurance (80% first lien). Pairs with nonprofit 20% second financing. Alternative to FHA-insured loans. Statewide availability. Los fondos provienen de Montana Board of Housing first mortgage + nonprofit-provided secondary financing.

Montana Board of Housing 80% Combined Program es una segunda hipoteca y se reembolsa según los términos que fija Montana Board of Housing (Montana Department of Commerce). La ayuda se registra con un gravamen en posición First (80% LTV) paired with a partner nonprofit second (20% LTV). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Montana Board of Housing 80% Combined Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Montana Board of Housing-approved homebuyer education. Requisito de residencia: Statewide. Buyer must qualify under both the 80% Combined Program requirements and the partnering nonprofit's secondary-financing requirements. Interest rate differs from the Regular Bond Program.

Montana Board of Housing 80% Combined Program fija su límite de ingresos así: Montana Board of Housing purchase price and income limits apply (see Current Rates, Income and Purchase Price Limits page); plus the requirements of the nonprofit providing the secondary financing. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Montana Board of Housing 80% Combined Program atiende a compradores de vivienda que compran en Statewide, Montana.

Las solicitudes de Montana Board of Housing 80% Combined Program se tramitan a través de Montana Board of Housing (Montana Department of Commerce), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.