City of Kannapolis Homeownership Down Payment Assistance Program

City of Kannapolis Homeownership Down Payment Assistance Program es un préstamo condonable para compradores de vivienda en Kannapolis, North Carolina, a cargo de City of Kannapolis Community Development Department. The City of Kannapolis works with partner agencies to make energy-efficient homes affordable through a combination of down payment assistance, grants, and other financial resources for income-eligible homebuyers earning less than 80% AMI (separate 2025 income charts for Cabarrus and Rowan County residents). Housing counseling and homebuyer education are provided through HUD-approved partners Prosperity Unlimited and Community Link. Down payment assistance combined with grants and other resources. Free HUD-approved homebuyer education and counseling. Los fondos provienen de City of Kannapolis CDBG/HOME funds (HUD), per the 2025-2029 Consolidated Plan / FY2026-27 Annual Action Plan.

City of Kannapolis Homeownership Down Payment Assistance Program es un préstamo condonable, así que el saldo se perdona una vez que se cumplen las condiciones del programa. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Kannapolis Homeownership Down Payment Assistance Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Prosperity Unlimited, Inc. (704-933-7405, prosperitycdc.org); Community Link (1-800-977-1969). Requisito de residencia: Serves Kannapolis homebuyers; separate income charts for Cabarrus vs. Rowan residents (Kannapolis spans both counties). Exact DPA dollar amount and loan terms (forgivable vs deferred, rate, forgiveness period) not published on the official Housing Assistance page; assistance_type marked forgivable_loan as best inference consistent with the City's other HUD-funded products. First-time-homebuyer requirement not explicitly stated.

City of Kannapolis Homeownership Down Payment Assistance Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Households must earn less than 80% AMI. 2025 chart by size - Cabarrus residents: 1 $62,850; 2 $71,800; 3 $80,800; 4 $89,750; 5 $96,950; 6 $104,150; 7 $111,300; 8 $118,500. Rowan residents: 1 $49,150; 2 $56,150; 3 $63,150; 4 $70,150; 5 $75,800; 6 $81,400; 7 $87,000; 8 $92,600. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

City of Kannapolis Homeownership Down Payment Assistance Program se puede usar para Single Family.

City of Kannapolis Homeownership Down Payment Assistance Program atiende a compradores de vivienda que compran en Kannapolis, North Carolina.

Las solicitudes de City of Kannapolis Homeownership Down Payment Assistance Program se tramitan a través de City of Kannapolis Community Development Department, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.