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Down payment assistance income limits in North Carolina

80 down payment assistance programs in North Carolina publish an income limit, a purchase price cap, or both.

Every figure below is the limit the administering agency publishes. Limits are revised as area incomes and local prices move, so confirm current figures with the agency before relying on them.

Area median income by county

HUD's published four-person area median income for each North Carolina county. A program that sets its limit at a percentage of area median income applies that percentage to the figure for the county where the home is, adjusted for household size.

HUD four-person area median income by county in North Carolina
CountyPublished4-person median
Alamance2026$88,600
Alexander2026$85,200
Alleghany2026$71,000
Anson2026$69,700
Ashe2026$77,000
Avery2026$88,800
Beaufort2026$77,100
Bertie2026$69,200
Bladen2026$65,400
Brunswick2026$99,200
Buncombe2026$103,200
Burke2026$85,200
Cabarrus2026$117,400
Caldwell2026$85,200
Camden2026$105,500
Carteret2026$103,500
Caswell2026$76,300
Catawba2026$85,200
Chatham2026$129,900
Cherokee2026$73,900
Chowan2026$76,900
Clay2026$86,300
Cleveland2026$82,800
Columbus2026$67,300
Craven2026$87,000
Cumberland2026$81,900
Currituck2026$107,700
Dare2026$116,900
Davidson2026$86,000
Davie2026$96,700
Duplin2026$72,100
Durham2026$129,900
Edgecombe2026$80,200
Forsyth2026$96,700
Franklin2026$132,300
Gaston2026$117,400
Gates2026$83,900
Graham2026$67,400
Granville2026$87,800
Greene2026$63,400
Guilford2026$91,500
Halifax2026$63,600
Harnett2026$88,300
Haywood2026$86,700
Henderson2026$103,200
Hertford2026$67,700
Hoke2026$77,900
Hyde2026$62,700
Iredell2026$107,300
Jackson2026$78,200
Johnston2026$132,300
Jones2026$75,900
Lee2026$85,400
Lenoir2026$65,100
Lincoln2026$105,600
Macon2026$79,100
Madison2026$103,200
Martin2026$69,400
Mcdowell2026$75,700
Mecklenburg2026$117,400
Mitchell2026$77,900
Montgomery2026$69,400
Moore2026$106,300
Nash2026$80,200
New Hanover2026$109,200
Northampton2026$66,600
Onslow2026$85,400
Orange2026$129,900
Pamlico2026$90,700
Pasquotank2026$84,300
Pender2026$110,600
Perquimans2026$90,400
Person2026$85,400
Pitt2026$88,800
Polk2026$93,800
Randolph2026$91,500
Richmond2026$62,000
Robeson2026$59,300
Rockingham2026$76,600
Rowan2026$79,000
Rutherford2026$77,200
Sampson2026$73,400
Scotland2026$62,100
Stanly2026$80,400
Stokes2026$96,700
Surry2026$72,700
Swain2026$72,900
Transylvania2026$89,000
Tyrrell2026$64,200
Union2026$117,400
Vance2026$67,800
Wake2026$132,300
Warren2026$62,600
Washington2026$69,500
Watauga2026$86,900
Wayne2026$70,300
Wilkes2026$67,400
Wilson2026$84,000
Yadkin2026$96,700
Yancey2026$85,300

Published limits by program

Published income limits and purchase price caps by program in North Carolina
ProgramIncome limitPrice cap
Ada Jenkins Center Down Payment Assistance Program (CPLP)Davidson · Mecklenburg; Cabarrus; Gaston; Iredell; Rowan; Union80% of area median incomeHousehold income at or below 80% of Area Median Income—
Affordable Homeownership Opportunity Program (AHOP)Forsyth80% of area median incomeHousehold income must not exceed 80% HUD AMI for Winston-Salem MSA (FY2025): 1p $45,850; 2p $52,400; 3p $58,950; 4p $65,500; 5p $70,750; 6p $76,000; 7p $81,250; 8p $86,500.$290,000
Affordable Homeownership ProgramWake80% of area median incomeHousehold income at or below 80% HUD AMI for Raleigh-Cary MSA (FY2025): 1p $63,500; 2p $72,600; 3p $81,650; 4p $90,650; 5p $97,950; 6p $105,200; 7p $112,450; 8p $119,700. Note: Some published tier shows 1p $63,500 / 4p $90,650.—
Affordable Housing 10% Loan Assistance ProgramGreenville · Pitt140% of area median incomeMulti-tier income range 30%-140% AMI Pitt County. FY2025: $34,620 (1p, 30%) to $174,640 (8p, 140%).$266,000
Brick Capital CDC Down Payment Assistance Program (CPLP)Sanford · Lee; Chatham; Harnett; Montgomery; Moore; Richmond80% of area median incomeHousehold income at or below 80% of Area Median Income—
Brunswick County Habitat for Humanity Homeownership Program (SHLP)Supply · Brunswick80% of area median incomeHousehold income at or below 80% of Area Median Income—
Cape Fear Community Land Trust Affordable Homeownership ProgramWilmington · New Hanover80% of area median incomePrimarily serves working families; income eligibility based on below-market pricing (typically under 80% AMI)—
Cape Fear Habitat for Humanity Homeownership Program (SHLP)Wilmington · New Hanover; Duplin; Pender80% of area median incomeHousehold income at or below 80% of Area Median Income—
Charlotte House CharlotteCharlotte · Mecklenburg80% of area median income$350,000
Chatham Habitat for Humanity Homeownership Program (SHLP)Pittsboro · Chatham80% of area median incomeHousehold income at or below 80% of Area Median Income—
CHOEDC Down Payment Assistance Program (CPLP)Hillsborough · Alamance; Beaufort; Brunswick; Cabarrus; Caswell; Chatham; Craven; Duplin; Durham; Edgecombe; Franklin; Gaston; Granville; Greene; Guilford; Harnett; Johnston; Lee; Lenoir; Martin; Mecklenburg; Nash; New Hanover; Orange; Pender; Person; Pitt; Sampson; Vance; Wake; Wayne80% of area median incomeHousehold income at or below 80% of Area Median Income—
City of Goldsboro Homebuyer Down Payment Assistance ProgramGoldsboro · Wayne80% of area median incomeHousehold income at or below 80% AMI for Wayne County (dollar table not confirmed from primary PDF)—
City of Jacksonville Homeownership Down Payment Assistance ProgramJacksonville · Onslow80% of area median incomeApplicant must meet HUD household income limits (targets <80% AMI for Onslow County). Specific by-household-size dollar limits referenced via the City's 'HUD & Income Limits' page; not published as a static table.—
City of Kannapolis Homeownership Down Payment Assistance ProgramKannapolis · Cabarrus; Rowan80% of area median incomeHouseholds must earn less than 80% AMI. 2025 chart by size - Cabarrus residents: 1 $62,850; 2 $71,800; 3 $80,800; 4 $89,750; 5 $96,950; 6 $104,150; 7 $111,300; 8 $118,500. Rowan residents: 1 $49,150; 2 $56,150; 3 $63,150; 4 $70,150; 5 $75,800; 6 $81,400; 7 $87,000; 8 $92,600.—
City of Raleigh Homebuyer Assistance ProgramRaleigh · Wake80% of area median incomeHousehold income at or below 80% AMI for Raleigh MSA (Raleigh-Cary, NC HUD area). FY2025: 1-person $63,500; 2-person $72,550; 3-person $81,600; 4-person $90,650; 5-person $97,950; 6-person $105,200; 7-person $112,450; 8-person $119,700.$371,000
City of Wilmington HOP 2gether ProgramWilmington · New Hanover60% of area median incomeHousehold income at or below 60% AMI for Wilmington MSA (New Hanover County HUD area). Specific income limit table by household size not published on program page; contact Housing Division for current limits.—
City of Winston-Salem Homebuyer Assistance Program (CDBG/HOME Down Payment Assistance)Winston-Salem · Forsyth80% of area median incomeTotal household compliance income must not exceed 80% AMI for the Winston-Salem HUD area, adjusted for size. 2025 80% AMI (eff. June 1, 2025): 1p $48,550; 2p $55,500; 3p $62,450; 4p $69,350; 5p $74,900; 6p $80,450; 7p $86,000; 8p $91,550.—
City-Wide Homebuyer Assistance ProgramHigh Point · Guilford80% of area median incomeHousehold income at or below 80% AMI Greensboro-High Point HMFA. FY2025: 1-person $43,300 to 8-person $81,650.—
Cleveland County Community Development Corporation Down Payment Assistance (CPLP)Shelby · Cleveland; Burke; Cabarrus; Catawba; Gaston; Lincoln; McDowell; Mecklenburg; Rutherford80% of area median incomeHousehold income at or below 80% of Area Median Income—
Community Foundations CDC Down Payment Assistance Program (CPLP)Mooresville · Iredell; Cabarrus80% of area median incomeHousehold income at or below 80% of Area Median Income—
Community Home Trust - Affordable Homeownership ProgramChapel Hill · Orange115% of area median incomeMost homes reserved for households <=80% AMI; some available up to 115% AMI (80-115% limited to unsubsidized homes). Minimum household income $45,000. 2026 (Durham-Chapel Hill NC HUD Metro, MFI $129,900, eff. May 1, 2026) 80% AMI: 1=$71,200; 2=$81,400; 3=$91,550; 4=$101,700; 5=$109,850; 6=$118,000; 7=$126,150. 115% AMI: 1=$102,350; 4=$146,194.—
Community Partners Loan Pool (CPLP)Statewide · Statewide80% of area median incomeIncome limits set at 80% of HUD-published Area Median Income (AMI) for the property's county and household size, updated annually by HUD. 2025 NC county 4-person 80% AMI ranges from approximately $63,650 (rural counties such as Bertie, Robeson) to $105,300 (Raleigh-Cary MSA, Durham-Chapel Hill MSA, Charlotte-Concord-Gastonia MSA). Lookup property-specific limit on the NCHFA / HUD limits table or via the participating lender.$342,000
Core City Homebuyer Incentive ProgramHigh Point · GuilfordSee programIncome guidelines may extend to workforce levels (up to ~120% AMI) given the Core City revitalization objective; consult Community Development for current income tier published with the program.$300,000
DCLT Permanently Affordable Homeownership Program (Community Land Trust)Durham · Durham80% of area median incomeTotal household income at or below 80% AMI for Durham County. 2026 80% AMI limits: 1=$71,200; 2=$81,400; 3=$91,550; 4=$101,700; 5=$109,850; 6=$118,000.—
Doorway to ProsperityCharlotte · Mecklenburg110% of area median incomeTargeted to moderate-income workforce buyers, typically 80%-120% of Area Median Income for Charlotte-Concord-Gastonia MSA. 2025 4-person 120% AMI for Charlotte MSA approximately $154,000; minimum entry threshold approximately $59,400 (60% AMI) so borrowers below that may be steered to HouseCharlotte 1A. Income includes all borrowers and any non-borrower spouse on title.$315,000
Doorway to Prosperity GrantStatewide (True Homes Communities)110% of area median incomeNo published household-income cap; need-based determination by Foundation Board.—
Down Payment AssistanceStatewide150% of area median incomeHousehold income up to 150% HUD AMI for the property county (varies): typical range $42,800 (1p, lower-AMI county) - $137,550 (4p, higher-AMI county).$456,000
Down Payment Assistance (DPA) ProgramDurham · Durham80% of area median incomeHousehold income at or below 80% AMI for Durham-Chapel Hill HMFA per HUD Section 8. FY2025: 1-person $56,650 to 8-person $106,800.—
Down Payment Assistance ProgramRocky Mount · Nash, Edgecombe120% of area median incomeHousehold income up to 120% HUD AMI for Rocky Mount MSA: 1p $44,350 (lower bound shown in DPA One); upper limit 4p $125,400.$276,000
Down-payment Assistance Program (DAP)Cumberland80% of area median incomeHousehold income at or below 80% HUD AMI for Fayetteville, NC MSA, by household size (HUD-published).—
Downpayment AssistanceBuncombe80% of area median incomeHousehold income must not exceed 80% HUD AMI for Asheville, NC MSA (FY2025): 1p $47,600; 2p $54,400; 3p $61,200; 4p $68,000; 5p $73,450; 6p $78,900; 7p $84,350; 8p $89,800.—
Downpayment Assistance ProgramConcord · Cabarrus80% of area median incomeHousehold income at or below 80% AMI for Charlotte-Concord-Gastonia HMFA per HUD Section 8 income limits. FY2025: 1-person $55,850 to 8-person $105,300.$329,000
Enhanced Homebuyer Assistance ProgramRaleigh · Wake80% of area median incomeHousehold income 80%-120% AMI Raleigh-Cary HMFA. FY2025: 4p $68,500 (80%) to 8p $129,100 (120%).$450,000
Financial Pathways of the Piedmont Down Payment Assistance (CPLP)Winston-Salem · Forsyth; Stokes; Surry; Yadkin80% of area median incomeHousehold income at or below 80% of Area Median Income—
Franklin-Vance-Warren Opportunity Down Payment Assistance (CPLP)Henderson · Franklin; Granville; Vance; Warren80% of area median incomeHousehold income at or below 80% of Area Median Income—
GAP Loan ProgramCumberland80% of area median incomeHousehold income at or below 80% HUD AMI for Fayetteville, NC MSA, by household size.—
Habitat Charlotte Region Homebuyer ProgramCharlotte · Mecklenburg; Iredell; Gaston80% of area median incomeBetween 30-80% of HUD AMI; minimum household income $45,000; opportunities may be limited in the 60-80% range. Mortgage payment under 30% of gross monthly income; total DTI under 40%.—
Habitat for Humanity Greater Raleigh Homeownership ProgramRaleigh · Wake80% of area median incomeAt or below 80% AMI (Raleigh-Cary, eff. 6/1/2025): 1p $72,950; 2p $83,400; 3p $93,800; 4p $104,200; 5p $112,550; 6p $120,900; 7p $129,520; 8p $137,550. Must afford 70% of appraised value of an in-inventory home.—
Habitat for Humanity of Craven County Homeownership Program (SHLP)New Bern · Craven80% of area median incomeHousehold income at or below 80% of Area Median Income—
Habitat for Humanity of Goldsboro-Wayne Homeownership Program (SHLP)Goldsboro · Wayne; Lenoir80% of area median incomeHousehold income at or below 80% of Area Median Income—
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP)Greensboro · Guilford; Rockingham80% of area median incomeHousehold income at or below 80% of Area Median Income—
Habitat for Humanity of Randolph County Homeownership Program (SHLP)Asheboro · Randolph80% of area median incomeHousehold income at or below 80% of Area Median Income—
Haywood Habitat for Humanity Homeownership Program (SHLP)Waynesville · Haywood80% of area median incomeHousehold income at or below 80% of Area Median Income—
Henderson County & Thermal Belt Habitat for Humanity Homeownership Program (SHLP)Hendersonville · Henderson; Polk80% of area median incomeHousehold income at or below 80% of Area Median Income—
HOME Down Payment AssistanceGreenville · Pitt80% of area median incomeHousehold income at or below 80% AMI Pitt County. FY2025: 1-person $42,000 to 8-person $88,800.$150,000
Home Ownership Pool (HOP)Wilmington · New Hanover120% of area median incomeHousehold income at or below 120% HUD AMI for Wilmington, NC MSA (FY2025): 1p $77,610; 2p $88,680; 3p $99,750; 4p $110,820; 5p $119,730. Higher household sizes per HUD published table.—
Home Ownership Pool (HOP) - City of WilmingtonWilmington · New Hanover80% of area median incomeHouseholds at or below 80% of Area Median Income (AMI) for the Wilmington Metro Area, using HUD HOME Program income limits adjusted for household size (2025 limits).—
Home Solutions of Davidson County Down Payment Assistance (CPLP)Lexington · Davidson; Cabarrus; Davie; Forsyth; Guilford; Mecklenburg; Montgomery; Randolph; Rowan; Stanly80% of area median incomeHousehold income at or below 80% of Area Median Income—
Homebuyer Assistance For WG/Univ AreasGreenville · Pitt80% of area median incomeHousehold income at or below 80% AMI Pitt County. FY2025: 1-person $46,200 to 8-person $88,800.—
Homebuyer Assistance ProgramDavidson · Mecklenburg80% of area median incomeHousehold income at or below 80% HUD AMI for Charlotte-Concord-Gastonia MSA (FY2025): 1p $52,750; 2p $60,300; 3p $67,800; 4p $75,300; 5p $81,350; 6p $87,450.—
Homebuyer Assistance Program for #100HomesGreensboro · Guilford120% of area median incomeHousehold income 80%-120% AMI for Greensboro-High Point HMFA. FY2025: 4p $69,700 (80%) to 4p ~$104,500 (120%); 8p maxes at $131,450.—
Homebuyer Assistance Program for HouseholdsGreensboro · Guilford80% of area median incomeHousehold income at or below 80% AMI for Greensboro-High Point HMFA. FY2025: 1-person $46,500 to 8-person $87,650.—
Homebuyer Assistance Program for Public Service HeroesGreensboro · Guilford120% of area median incomeHousehold income 80%-120% AMI for Greensboro-High Point HMFA. FY2025: 4p $69,700 to 8p $131,450.—
Homebuyer Down Payment Assistance ProgramGuilford80% of area median incomeHousehold income at or below 80% HUD AMI for Greensboro-High Point MSA (FY2025): 1p $43,300; 2p $49,500; 3p $55,700; 4p $61,850; 5p $66,800; 6p $71,750; 7p $76,700; 8p $81,650.—
Homebuyer's Assistance Program (HOME)Gastonia · Gaston80% of area median incomeHousehold income at or below 80% AMI for Charlotte-Concord-Gastonia HMFA per HUD Section 8. FY2025: 1-person $55,850 to 8-person $105,300.$308,000
Homebuying HERO Program (City of Fayetteville)Fayetteville · Cumberland120% of area median incomeCitizen and Public Service HERO: gross household income at or below 120% AMI; City Employee HERO: at or below 140% AMI, adjusted for family size. 2026 120% and 140% AMI tables published on program page as images (specific dollar figures not machine-readable).—
HouseCharlotte - Program 1ACharlotte · Mecklenburg80% of area median incomeMaximum qualifying household income at or below 80% of HUD-published Area Median Income for Charlotte-Concord-Gastonia MSA. 2025 4-person 80% AMI approximately $111,950 (verify current limits with DreamKey at application; HUD updates limits annually each spring). 1-person 80% AMI approximately $59,400 - $78,400 depending on year and HUD revision. Income includes all borrowers and non-borrower spouse on title.$315,000
HouseCharlotte - Program 1BCharlotte · Mecklenburg110% of area median incomeTargeted to moderate-income buyers above 80% AMI but at or below approximately 110%-120% of Charlotte-Concord-Gastonia MSA AMI. 2025 4-person ~110% AMI approximately $154,000; lower entry threshold approximately $59,400 (60% AMI). Income includes all borrowers and non-borrower spouse on title. Verify current 1B income tier limits with DreamKey Partners at application.$315,000
Housing Assistance Corporation Down Payment Assistance Program (CPLP)Hendersonville · Henderson; Alleghany; Ashe; Avery; Buncombe; Caldwell; Cherokee; Clay; Graham; Haywood; Jackson; Macon; Madison; Mitchell; New Hanover; Polk; Swain; Transylvania; Watauga; Wilkes; Yancey80% of area median incomeHousehold income at or below 80% of Area Median Income—
Lumbee Tribe Down Payment Assistance ProgramRobeson, Hoke, Cumberland, Scotland80% of area median incomeHousehold income at or below 80% HUD AMI for property county (varies). HUD Indian Housing Block Grant uses 80% AMI threshold.—
Mitchell-Yancey Habitat for Humanity Homeownership Program (SHLP)Spruce Pine · Mitchell; Yancey80% of area median incomeHousehold income at or below 80% of Area Median Income—
Monroe-Union County CDC Down Payment Assistance ProgramMonroe · UnionSee programAvailable to income-eligible first-time homebuyers (low-to-moderate income). The source page does not publish a specific by-household-size table; exact limits not confirmable.—
Mountain Housing Opportunities Down Payment Assistance Program (DAP)Asheville · Buncombe80% of area median incomeHouseholds must earn less than 80% AMI. Max income (Buncombe/Henderson/Madison): 1p $57,350; 2p $65,550; 3p $73,750; 4p $81,900; 5p $88,500. Haywood lower: 1p $48,550; 4p $69,350.—
Mountain Projects Down Payment Assistance Program (CPLP)Waynesville · Cherokee; Clay; Graham; Haywood; Jackson; Macon; Swain80% of area median incomeHousehold income at or below 80% of Area Median Income—
NC 1st Home Advantage Down PaymentStatewide · Statewide$152,000Maximum qualifying income is $152,000 statewide for all household sizes. Income calculation includes all borrowers and any non-borrower spouse who will be on title. Income is determined per NCHFA program guidelines (qualifying income, not Section 8 household income). The flat $152,000 cap is significantly above HUD 2025 4-person AMI for most NC counties (typically $80K-$110K), making the program accessible to moderate- and middle-income buyers in most metros.$495,000
NC Home Advantage MortgageStatewide · Statewide$152,000Maximum qualifying income is $152,000 statewide for all household sizes. Income calculation includes all borrowers and any non-borrower spouse on title. Set by NCHFA effective 7/1/2025. Substantially above 4-person HUD AMI in nearly every NC county.—
Prosperity Unlimited Down Payment Assistance Program (CPLP)Kannapolis · Cabarrus; Alexander; Anson; Catawba; Cleveland; Davidson; Gaston; Iredell; Lincoln; Mecklenburg; Rowan; Stanly; Union80% of area median incomeHousehold income at or below 80% of Area Median Income—
Rutherford County Habitat for Humanity Homeownership Program (SHLP)Rutherfordton · Rutherford80% of area median incomeHousehold income at or below 80% of Area Median Income—
Salisbury Community Development Corporation Homeownership Down Payment Assistance ProgramSalisbury · Rowan80% of area median incomeTotal household income at or below 80% AMI (LMI threshold); current HUD limits for Rowan County apply (specific dollar table not published online)—
Sandhills Community Action Program Down Payment Assistance (CPLP)Southern Pines · Moore; Anson; Montgomery; Richmond; Scotland80% of area median incomeHousehold income at or below 80% of Area Median Income—
Self-Help Credit Union Equity Boost Home LoanStatewide · Statewide80% of area median incomeAt or below 80% AMI, OR 150% AMI if borrower is a first-generation homebuyer (200% in high-cost areas)—
South Eastern NC Community Development Corporation Down Payment Assistance (CPLP)Rocky Mount · Edgecombe; Nash80% of area median incomeHousehold income at or below 80% of Area Median Income—
Stanly County Habitat for Humanity Homeownership Program (SHLP)Albemarle · Stanly; Montgomery80% of area median incomeHousehold income at or below 80% of Area Median Income—
Town of Chapel Hill Employee Housing Program - Homebuyer AssistanceChapel Hill · Orange115% of area median incomeHousehold income at/below 115% AMI. Per Oct 2025 overview: 1 $93,150; 2 $106,375; 3 $119,715; 4 $132,940; 5 $143,635.—
Transylvania Habitat for Humanity Homeownership Program (SHLP)Brevard · Transylvania80% of area median incomeHousehold income at or below 80% of Area Median Income—
Unifour Consortium Down-Payment Assistance ProgramCatawba; Burke; Caldwell; Alexander80% of area median incomeBased on total gross household income (current income projected forward 12 months); within HUD HOME income guidelines (~80% AMI). Specific by-household-size dollar limits are published as an embedded image on the WPCOG page (not machine-readable) and were not transcribed.$243,000
Union-Anson County Habitat for Humanity Homeownership Program (SHLP)Monroe · Union; Anson80% of area median incomeHousehold income at or below 80% of Area Median Income—
Wake County Affordable Homeownership ProgramWake80% of area median incomeAt or below 80% AMI (HUD). 2025 Wake County 80% limits: 1=$72,950; 2=$83,400; 3=$93,800; 4=$104,200; 5=$112,550; 6=$120,900; 7=$129,250; 8=$137,550. Updated annually.—
Watauga County Habitat for Humanity Homeownership Program (SHLP)Boone · Watauga80% of area median incomeHousehold income at or below 80% of Area Median Income—
Western Piedmont Council of Governments Down Payment Assistance (CPLP)Hickory · Catawba; Alexander; Burke; Caldwell80% of area median incomeHousehold income at or below 80% of Area Median Income—

Questions, answered

What are the income limits for down payment assistance in North Carolina?

80 down payment assistance programs in North Carolina publish an income limit, a purchase price cap, or both. 76 express the limit as a percentage of the area median income for the county where the home is, and 34 publish a flat dollar figure instead.

Why does the same program have different income limits in different counties?

Because most limits are set as a percentage of area median income, which HUD publishes per county and revises annually. A program with one published percentage therefore admits a different dollar figure in each county, and the figure is further adjusted for household size.

Is a published limit the same as being approved?

No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

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