Adams County Homebuyer Assistance Program (Downpayment Assistance)

Adams County Homebuyer Assistance Program (Downpayment Assistance) es un segundo préstamo diferido para compradores de vivienda en Condado de Adams, Pennsylvania, a cargo de Adams Economic Alliance / Adams County Economic Development Corporation (ACEDC). The Adams County Homebuyer Assistance Program, administered by the Adams Economic Alliance (ACEDC), offers a $10,000 down payment/closing cost loan at 0% interest with no monthly payments to buyers who work full-time for an Adams County employer and purchase a home in Adams County. The loan is secured by a second mortgage and is repaid upon sale, transfer, refinance/equity borrowing, or loss of owner-occupancy. Priority is given to first-time homebuyers, and a $500 administrative fee applies at closing. $10,000 toward down payment or closing costs. 0% interest, no monthly payments. Repaid only on sale/transfer/refinance. Manufactured homes eligible. Open to repeat buyers (priority to first-timers). Los fondos provienen de Adams County Board of Commissioners and Adams Economic Alliance (with Home in Adams County / SCCAP and the Adams County Community Foundation).

Adams County Homebuyer Assistance Program (Downpayment Assistance) ofrece hasta $10,000 de ayuda. Aporte del comprador de vivienda: Minimum borrower contribution: 1% of purchase price or $1,000, whichever is greater. El programa se puede combinar con otras ayudas, sujeto a las reglas de cada una. Los montos son los máximos publicados por el programa, no una oferta: Adams Economic Alliance / Adams County Economic Development Corporation (ACEDC) determina cualquier ayuda individual.

Adams County Homebuyer Assistance Program (Downpayment Assistance) es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Repayable upon sale or transfer of the property, when equity is borrowed against, or if the borrower ceases to occupy the home as their primary residence. La ayuda se registra con un gravamen en posición Second mortgage lien (ACEDC listed as additional mortgagee on homeowner's insurance). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Adams County Homebuyer Assistance Program (Downpayment Assistance) está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Ciudadanía o situación migratoria: U.S. citizen, permanent resident alien, or non-permanent resident alien with a valid SSN and eligible to work in the U.S. EMPLOYER RESTRICTION: at least one borrower must work full-time for an Adams County business. LOAN TERM: deferred (silent) second due on sale/transfer/equity borrowing (no forgiveness). $500 nonrefundable fee at closing. Operated with Home in Adams County (SCCAP) and Adams County Community Foundation; RAYAC publishes the guidelines.

Adams County Homebuyer Assistance Program (Downpayment Assistance) limita el ingreso del hogar al 100% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Median income limits by household size: 1 $72,492; 2 $83,232; 3 $93,672; 4 $104,040; 5 $112,320. Income counted for all adult household members (excluding dependents over 18 enrolled in further education). El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 5. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Adams County Homebuyer Assistance Program (Downpayment Assistance) limita el precio de compra a $323,150. Los tipos de propiedad elegibles incluyen Single Family, 2-4 Unit y Manufactured. Las viviendas prefabricadas son elegibles.

Adams County Homebuyer Assistance Program (Downpayment Assistance) atiende a compradores de vivienda que compran en Condado de Adams, Pennsylvania.

Las solicitudes de Adams County Homebuyer Assistance Program (Downpayment Assistance) se tramitan a través de Adams Economic Alliance / Adams County Economic Development Corporation (ACEDC), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Applications accepted on an ongoing basis; appraisal must be submitted at least 20 days before closing. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.