Bucks County First Time Homebuyer Program

Bucks County First Time Homebuyer Program es un segundo préstamo diferido para compradores de vivienda en Condado de Bucks, Pennsylvania, a cargo de Bucks County Department of Housing & Community Development (counseling/application administered by Bucks County Housing Group). Bucks County's First Time Homebuyer Program provides up to $10,000 toward down payment and/or closing costs for income-eligible first-time buyers purchasing a principal residence in Bucks County. Assistance is a no-interest deferred mortgage repaid when the home is sold, transferred, refinanced for additional debt, or no longer the borrower's principal residence. The County contracts with Bucks County Housing Group for required housing counseling. Up to $10,000 toward down payment and/or closing costs. 0% interest. No monthly payments (deferred). Free housing counseling included. Los fondos provienen de Federal (HUD) funds via Bucks County Housing & Community Development (HOME/CDBG; specific source not stated on official page).

Bucks County First Time Homebuyer Program ofrece hasta $10,000 de ayuda. Los montos son los máximos publicados por el programa, no una oferta: Bucks County Department of Housing & Community Development (counseling/application administered by Bucks County Housing Group) determina cualquier ayuda individual.

Bucks County First Time Homebuyer Program es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Due and repayable when the home is sold, transferred, refinanced for additional debt, or no longer the borrower's principal residence. La ayuda se registra con un gravamen en posición Second mortgage (deferred mortgage lien). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Bucks County First Time Homebuyer Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer or has not owned a home in the past three years. Se requiere un curso de educación para compradores de vivienda, a través de Bucks County Housing Group (group webinar + one-on-one; online-only counseling may not be used for the Bucks County program; Framework online course required, fee reimbursed at settlement). Requisito de residencia: At least one household member must have six months of residency in Bucks County. Income limit chart on county page labeled effective 6/15/2022 and updated annually so dollar figures may be more current; specific federal funding source (HOME vs CDBG), credit score, DTI, max purchase price, eligible property types, and min contribution not published on official pages (null). Detailed 'Criteria for Participation' PDF is an Adobe-cloud link that did not render for extraction.

Bucks County First Time Homebuyer Program limita el ingreso del hogar al 100% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. At or below 100% of Bucks County Median Family Income by household size (income chart on county page effective 6/15/2022, updated annually): 1=$73,800; 2=$84,400; 3=$94,900; 4=$105,400; 5=$113,900; 6=$122,300; 7=$130,700; 8=$139,200. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Bucks County First Time Homebuyer Program atiende a compradores de vivienda que compran en Condado de Bucks, Pennsylvania.

Las solicitudes de Bucks County First Time Homebuyer Program se tramitan a través de Bucks County Department of Housing & Community Development (counseling/application administered by Bucks County Housing Group), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Applicants complete a BCHG intake application and proceed through housing counseling; subject to available county funding. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.