Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB)

Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB) es un segundo préstamo diferido para compradores de vivienda en Condado de Dauphin, Pennsylvania, a cargo de Dauphin County Department of Community & Economic Development (Affordable Housing Trust Fund Advisory Board). Dauphin County's First-Time Homebuyers Program offers a 0% interest second/subordinated mortgage of up to $6,000 toward down payment and/or closing costs anywhere in Dauphin County, including the City of Harrisburg. No monthly payments are required; the full principal is repaid only on resale and returned to the program pool. Applicants complete approved homebuyer counseling and meet 80% AMI limits. Overseen by the Affordable Housing Trust Fund Advisory Board. Up to $6,000 toward down payment/closing costs. 0% interest. No monthly payments. Deferred repayment only on resale. Revolving pool. Rolling year-round applications. Los fondos provienen de Dauphin County Affordable Housing Trust Fund (county mortgage and deed recording fees).

Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB) ofrece hasta $6,000 de ayuda. Aporte del comprador de vivienda: Buyer contributes minimum 3% of lesser of price/appraised value or $1,000, whichever is less; liquid assets at settlement may not exceed $20,000. El programa se puede combinar con PHFA first-mortgage and assistance products. Los montos son los máximos publicados por el programa, no una oferta: Dauphin County Department of Community & Economic Development (Affordable Housing Trust Fund Advisory Board) determina cualquier ayuda individual.

Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB) es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Full original principal due on resale (due-on-sale); subordinated upon refinance. La ayuda se registra con un gravamen en posición Second or subordinated mortgage. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time buyer OR no home ownership within the last 3 years. Sobre el crédito, el programa indica: Set by first-mortgage lender underwriting (no county-published minimum). Se requiere un curso de educación para compradores de vivienda, a través de Fair Housing Council of the Capital Region; Advantage Credit Counseling; PathStone Corp - PA; Tri-County Housing. Requisito de residencia: Buyer need not reside in Dauphin County, but the home must be in Dauphin County and may not be leased during residency. First-time buyer or no ownership in last 3 years. Max sales price $224,000. Liquid assets capped at $20,000 at settlement. Min buyer contribution 3% of lesser of price/appraised value or $1,000 (whichever is less). Requires approved counseling and a signed Agreement of Sale before applying. Excess committed assistance ($100+) returned to county at settlement.

Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. <=80% Dauphin County median (HUD FY2025, eff 6/1/2025): 1p $59,050; 2p $67,450; 3p $75,900; 4p $84,300; 5p $91,050; 6p $97,800; 7p $104,550; 8p $111,300. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB) limita el precio de compra a $224,000. Los tipos de propiedad elegibles incluyen Single Family.

Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB) atiende a compradores de vivienda que compran en Condado de Dauphin, Pennsylvania.

Las solicitudes de Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB) se tramitan a través de Dauphin County Department of Community & Economic Development (Affordable Housing Trust Fund Advisory Board), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Applications accepted year-round; funds distributed as available; approved-but-unfunded held until pool replenished. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.