Habitat for Humanity of Greater Centre County Homeownership Program

Habitat for Humanity of Greater Centre County Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Bellefonte, Pennsylvania, a cargo de Habitat for Humanity of Greater Centre County. Since 1983, Habitat for Humanity of Greater Centre County has helped families invest in affordable homeownership through no-profit, no-interest loans. Homebuyers complete sweat-equity hours and homeownership education, then purchase their home and maintain payments. Eligibility is based on income within published HUD-based guidelines, credit/debt criteria, Centre County residency or employment, and willingness to partner. 0% interest mortgage. No-profit loan. No waiting list. Homeownership and financial education. Los fondos provienen de Donations; sponsorships; ReStore proceeds; private/corporate/faith-community donors.

Habitat for Humanity of Greater Centre County Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of Greater Centre County. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of Greater Centre County Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Tri-merge credit reviewed; no minimum FICO published; medical bills excluded unless judgment; bankruptcy must be 4 years past discharge; total past-due non-medical debts cannot exceed $2,000. Se requiere un curso de educación para compradores de vivienda. Requisito de residencia: U.S. citizen or permanent legal resident who has lived or worked in Centre County for the past year; willing to live where HFHGCC builds. Ciudadanía o situación migratoria: U.S. citizen or permanent legal resident. Application cycle CURRENTLY OPEN (confirmed on official site). Not rolling - applications distributed around information sessions. Monthly DTI < 41%, annual debt-to-income < 15%. Sweat equity ~350 hours. Income guideline base year footnoted on the official page; applicants should confirm current-year figures with the affiliate.

Habitat for Humanity of Greater Centre County Homeownership Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Annual household income (Centre County HUD median): 2p $28,400-$56,800; 3p $31,950-$63,900; 4p $35,475-$70,950; 5p $38,325-$76,650; 6p $41,175-$82,350; 7p $44,000-$88,000. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 7. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of Greater Centre County Homeownership Program se puede usar para Single Family. La construcción nueva es elegible.

Habitat for Humanity of Greater Centre County Homeownership Program atiende a compradores de vivienda que compran en Bellefonte, Pennsylvania.

Las solicitudes de Habitat for Humanity of Greater Centre County Homeownership Program se tramitan a través de Habitat for Humanity of Greater Centre County, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.