Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program es ayuda para el pago inicial para compradores de vivienda en Condado de Montgomery, Pennsylvania, a cargo de Habitat for Humanity of Montgomery and Delaware Counties. Habitat for Humanity of Montgomery and Delaware Counties partners with households earning below 80% of HUD AMI in Montgomery or Delaware County to purchase an affordable Habitat home financed with an affordable mortgage. Applicants must demonstrate housing need, ability to pay, residency/employment in the two counties, lawful US residency, and willingness to complete partnership (sweat-equity) hours. Affordable Habitat mortgage. Income up to 80% AMI eligible. Partnership hours satisfiable through education, construction, ReStore, and community service. HUD-affiliated nonprofit. Los fondos provienen de Habitat for Humanity of Montgomery and Delaware Counties (donations, volunteer labor, ReStore proceeds).

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of Montgomery and Delaware Counties. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: No published minimum score; credit report must be clear of any bankruptcies or foreclosures within the last 3 years. Se requiere un curso de educación para compradores de vivienda, a través de Habitat MontDelco homebuyer/financial empowerment education programming. Requisito de residencia: Applicant and co-applicant must be residents of Montgomery or Delaware County for at least 12 months OR employed in either county with 12 months proof. Ciudadanía o situación migratoria: Must be lawful permanent residents of the US or US citizens; proof required. Up to 400 partnership (sweat-equity) hours based on family size; no bankruptcies or foreclosures within last 3 years. Applications closed between housing opportunities. GAPS: household-size income dollar table (shown only as image), exact partnership-hour scaling, lien position, DTI limit, and mortgage term not extracted.

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Annual household income must be below 80% of Area Median Income (AMI) as determined by HUD. Each project may set a different minimum income based on the home's selling price. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program se puede usar para Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program atiende a compradores de vivienda que compran en Condado de Montgomery, Pennsylvania.

Las solicitudes de Habitat for Humanity of Montgomery & Delaware Counties Home Purchase Program se tramitan a través de Habitat for Humanity of Montgomery and Delaware Counties, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Home Purchase Inquiry Form; applications open when a new housing opportunity becomes available. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.