City of Sumter Affordable Homebuyer Program

City of Sumter Affordable Homebuyer Program es un préstamo condonable para compradores de vivienda en Sumter, South Carolina, a cargo de City of Sumter Housing & Economic Development Corp. (Community Development Department). The City of Sumter, through its Community Development Department / Housing & Economic Development Corp., builds new stick-built homes within city limits and sells them to income-qualified lower-income buyers. Buyers receive a City grant up to $3,000 for closing costs plus a 0% deferred forgivable gap-financing loan up to $35,000, with the buyer obtaining a private first mortgage. Pre- and post-purchase counseling is required and a 1% buyer cash contribution may be required. City grant up to $3,000 for closing costs. 0% deferred forgivable gap loan up to $35,000. New-construction City-built homes. Pre- and post-purchase counseling provided. For lower-income households within Sumter city limits. Los fondos provienen de Federal HUD funds (CDBG/HOME) administered through the City of Sumter Community Development Department.

City of Sumter Affordable Homebuyer Program ofrece entre $3,000 y $38,000 de ayuda. Niveles de ayuda: City Grant up to $3,000 for closing costs; plus a forgivable deferred 0% gap-financing loan up to $35,000. Aporte del comprador de vivienda: Minimum cash contribution of 1% of the selling price may be required from the buyer. Los montos son los máximos publicados por el programa, no una oferta: City of Sumter Housing & Economic Development Corp. (Community Development Department) determina cualquier ayuda individual.

City of Sumter Affordable Homebuyer Program es un préstamo condonable, así que el saldo se perdona una vez que se cumplen las condiciones del programa. El reembolso se activa por Gap-financing portion is a 0% deferred/forgivable loan tied to continued owner-occupancy as principal residence; the $3,000 closing-cost portion is a grant. La ayuda se registra con un gravamen en posición Second lien (deferred forgivable loan). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

City of Sumter Affordable Homebuyer Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Applicant must have a responsible credit history (no numeric minimum published). Se requiere un curso de educación para compradores de vivienda, a través de Pre-purchase and post-purchase counseling provided by the City of Sumter. Requisito de residencia: Home must be purchased within the City of Sumter; must occupy as principal residence. Tied to purchase of a City-built new-construction home (not open-market purchases).

City of Sumter Affordable Homebuyer Program limita el ingreso del hogar a $38,000. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

City of Sumter Affordable Homebuyer Program limita el precio de compra así: Not published; homes are City-built new construction sold at program-set prices within city limits. Los tipos de propiedad elegibles incluyen Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

City of Sumter Affordable Homebuyer Program atiende a compradores de vivienda que compran en Sumter, South Carolina. El programa se dirige a áreas específicas: Eligible homes are limited to City-of-Sumter-built new-construction houses located within the Sumter city limits.

Las solicitudes de City of Sumter Affordable Homebuyer Program se tramitan a través de City of Sumter Housing & Economic Development Corp. (Community Development Department), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de First-come; applicant works with City of Sumter Community Development. Funds limited to City-built new-construction homes. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.