Income limits · South Carolina

Income limits and price caps in South Carolina

50 South Carolina programs publish an income limit, a price cap, or both. Most write the limit as a share of the county’s area median income.50 South Carolina programs publish an income limit, a purchase price cap, or both. Most write the limit as a share of the county’s area median income. Here is how to read one.

01
HUD sets the median
Each year, for every county, quoted for a household of four.Each year HUD publishes the area median income for every county, quoted for a household of four.
02
The program picks a share
Up to that share of the median for the county where the home is.A limit written as a share of area median income means up to that share of the median for the county where the home is.
03
The agency publishes the dollars
Adjusted for household size, in the program’s own table. That table is the one that counts.The program adjusts its limit for household size and county, and publishes its own table. That table is the one that counts.

Area median income by county

Find your county’s median

HUD’s four-person figure. Programs adjust it for household size.HUD’s four-person figure for the county where the home is. A program applies its percentage to this number, adjusted for household size by the program.

County	Area median income, 4 people	Programs in county	HUD year	Link
Spartanburg	$91,200	6	FY2026	Spartanburg programs →
Beaufort	$113,000	5	FY2026	Beaufort programs →
Florence	$79,300	4	FY2026	Florence programs →
Greenville	$106,400	4	FY2026	Greenville programs →
Charleston	$117,500	3	FY2026	Charleston programs →
Richland	$92,400	3	FY2026	Richland programs →
Berkeley	$117,500	2	FY2026	Berkeley programs →
Horry	$86,000	2	FY2026	Horry programs →
Sumter	$74,200	2	FY2026	Sumter programs →
York	$117,400	2	FY2026	York programs →
Aiken	$90,400	1	FY2026	Aiken programs →
Anderson	$95,100	1	FY2026	Anderson programs →
Lexington	$92,400	1	FY2026	Lexington programs →
Oconee	$90,100	1	FY2026	Oconee programs →
Pickens	$106,400	1	FY2026	Pickens programs →
Abbeville	$73,200	0	FY2026	Abbeville programs →
Allendale	$55,000	0	FY2026	Allendale programs →
Bamberg	$63,200	0	FY2026	Bamberg programs →
Barnwell	$67,100	0	FY2026	Barnwell programs →
Calhoun	$92,400	0	FY2026	Calhoun programs →
Cherokee	$73,100	0	FY2026	Cherokee programs →
Chester	$67,400	0	FY2026	Chester programs →
Chesterfield	$67,100	0	FY2026	Chesterfield programs →
Clarendon	$73,800	0	FY2026	Clarendon programs →
Colleton	$67,700	0	FY2026	Colleton programs →
Darlington	$69,600	0	FY2026	Darlington programs →
Dillon	$55,000	0	FY2026	Dillon programs →
Dorchester	$117,500	0	FY2026	Dorchester programs →
Edgefield	$90,400	0	FY2026	Edgefield programs →
Fairfield	$92,400	0	FY2026	Fairfield programs →
Georgetown	$85,600	0	FY2026	Georgetown programs →
Greenwood	$74,600	0	FY2026	Greenwood programs →
Hampton	$61,900	0	FY2026	Hampton programs →
Jasper	$82,300	0	FY2026	Jasper programs →
Kershaw	$97,800	0	FY2026	Kershaw programs →
Lancaster	$113,900	0	FY2026	Lancaster programs →
Laurens	$79,900	0	FY2026	Laurens programs →
Lee	$61,400	0	FY2026	Lee programs →
Marion	$51,500	0	FY2026	Marion programs →
Marlboro	$57,300	0	FY2026	Marlboro programs →
McCormick	$83,800	0	FY2026	McCormick programs →
Newberry	$78,900	0	FY2026	Newberry programs →
Orangeburg	$73,300	0	FY2026	Orangeburg programs →
Saluda	$92,400	0	FY2026	Saluda programs →
Union	$63,100	0	FY2026	Union programs →
Williamsburg	$62,700	0	FY2026	Williamsburg programs →

HUD FY2026 Income Limits, median family income for a four-person household. Program counts: programs whose record names the county, Hey Prescott, verified June–August 2026. Statewide programs apply too.

How programs set their limits

The percentage each program publishesThe percentage each South Carolina program publishes

Grouped by the limit in each program’s own record.Grouped by the limit written in the program’s own record. A program may also set lower tiers inside its limit; the program page has the details.

Up to 80% AMI

18 programs

All 18 →

Up to 60% AMI

4 programs

Up to 120% AMI

2 programs

Up to 70% AMI

1 program

Oconee County Habitat for Humanity Homeownership Program

Up to 150% AMI

1 program

CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program

Other limits

No percentage published · 24
Each sets its limit another way: a dollar figure, the agency’s own words, or a price cap only.
All 24 →

Limits as written in each program record, Hey Prescott, verified June–August 2026. Confirm current limits with the administering agency.

Purchase price caps

14 programs also cap the home’s price14 programs also cap the price of the home

The highest price the program accepts, as it publishes it.The cap is the highest purchase price the program accepts, as the program publishes it.

Program	County	Income limit	Price cap
County First Initiative	Multiple	—	$450,000
Palmetto Heroes	—	—	$450,000
SC Housing Homebuyer Program	Statewide	—	$450,000
SC Housing Homebuyer Program - Families with Disabilities Community Lending Initiative	—	—	$450,000
SC Housing Homebuyer Program - First-Generation Homebuyer Community Lending Initiative	—	—	$450,000
SC Housing Mortgage Tax Credit Program (Mortgage Credit Certificate / MCC)	—	—	$450,000
Lexington County Homeownership Assistance Program	Lexington	—	$295,000
Richland County Home Ownership Assistance	Richland	80% AMI	$273,000
City of Spartanburg Homebuyer Assistance Program	Spartanburg	80% AMI	$251,000
Homebuyer Assistance Program	Spartanburg	80% AMI	$251,000
Greenville County Homebuyer Assistance Program	Greenville	120% AMI	$250,000
CommunityWorks City of Spartanburg Homebuyer Assistance Program	Spartanburg	80% AMI	$237,000
City Lender I - with Down Payment Assistance (City of Columbia)	Richland	80% AMI	$225,000
SC Housing Made It Home! Program	—	—	$200,000

All 14 price caps →

Lexington County Homeownership Assistance Program$295,000
Richland County Home Ownership Assistance$273,000
City of Spartanburg Homebuyer Assistance Program$251,000
Homebuyer Assistance Program$251,000
Greenville County Homebuyer Assistance Program$250,000
CommunityWorks City of Spartanburg Homebuyer Assistance Program$237,000
City Lender I - with Down Payment Assistance (City of Columbia)$225,000
SC Housing Made It Home! Program$200,000

Sorted by cap. Caps as published by each agency, Hey Prescott program records, verified June–August 2026.

Not sure where your income lands?

13 HUD-approved counseling agencies in South Carolina13 HUD-approved housing counseling agencies in South Carolina

A counselor can walk through a program’s own income table with you, for free.A counselor can walk through a program’s own income table with you, for free. Create an account, take the 90-second match, and we’ll show the counselors near you.

Find my counselor

Free account → 90-second match → your counselors

Keep exploring South Carolina

South Carolina programs50 programsBack to South Carolina →All 46 countiesLocal programs and mediansSee counties →11 cities with a programbeaufort, bluffton, charleston and moreSee cities →How income limits workCounted across every stateRead it →

Questions, answered

What are the income limits for down payment assistance in South Carolina?

50 down payment assistance programs in South Carolina publish an income limit, a purchase price cap, or both. 26 express the limit as a share of the area median income for the county where the home is, and 29 publish a flat dollar figure instead.

Why does the same program have different income limits in different counties?

Because most limits are set as a share of area median income, which HUD publishes per county and revises annually. A program with one published share therefore admits a different dollar figure in each county, and the program adjusts that figure for household size in its own table.

Is a published limit the same as being approved?

No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Sources

U.S. Department of Housing and Urban Development, FY2026 Income Limits: median family income, four-person household, by county. HUD’s own household-size tables →
Program limits and price caps: each administering agency, as recorded by Hey Prescott, verified June–August 2026.
HUD-approved housing counseling agencies: HUD agency list.