Lexington County Homeownership Assistance Program

Lexington County Homeownership Assistance Program es un segundo préstamo diferido para compradores de vivienda en Condado de Lexington, South Carolina, a cargo de County of Lexington Community Development Department, Grant Programs Division. A HUD HOME-funded down payment and/or closing-cost assistance program administered by Lexington County for qualified low- and moderate-income first-time homebuyers purchasing within Lexington County (including Cayce and West Columbia). Assistance is up to $5,000 as a 0% deferred forgivable second loan, forgiven on a pro-rated 5-year schedule. Manufactured/mobile homes are ineligible; homes must be built after 1977 and meet housing quality standards. Up to $5,000 toward down payment and/or closing costs. 0% deferred forgivable loan. Pro-rated forgiveness over 5 years. County-wide coverage incl. Cayce & West Columbia. Required homebuyer education provided. Los fondos provienen de U.S. HUD HOME Investment Partnerships (HOME) Program, administered by Lexington County.

Lexington County Homeownership Assistance Program ofrece hasta $5,000 de ayuda. Niveles de ayuda: Flat amount not to exceed $5,000 per applicant. Aporte del comprador de vivienda: Not specified on the County web page. Los montos son los máximos publicados por el programa, no una oferta: County of Lexington Community Development Department, Grant Programs Division determina cualquier ayuda individual.

Lexington County Homeownership Assistance Program se perdona después de 5 años, así que un comprador de vivienda que se quede ese tiempo no lo devuelve. El reembolso se activa por Pro-rated repayment required if the owner sells the home or no longer occupies it as their primary residence within 5 years of the grant award. La ayuda se registra con un gravamen en posición Second lien (County maintains 2nd lien position). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Lexington County Homeownership Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Applicant cannot presently own a home or land, nor have owned a home or land within the last 3 years (IRS first-time homebuyer definition). Sobre el crédito, el programa indica: Not published; applicant must qualify for a fixed-rate first mortgage independent of a co-signer. Se requiere un curso de educación para compradores de vivienda, a través de County of Lexington Affordable Housing Counseling and Education Program (required homeownership classes). Requisito de residencia: Home must be purchased within Lexington County (incl. Batesburg-Leesville, Cayce, Chapin, Gaston, Gilbert, Irmo, Lexington, Pelion, Pine Ridge, Red Bank, South Congaree, Springdale, Swansea, West Columbia). Applicant must be employed. First-time homebuyer (no ownership of home or land in past 3 years), must be employed, must complete required homeownership classes, must occupy as primary residence 5 years for full forgiveness. Property must be built after 1977 and pass County inspection; manufactured/mobile homes ineligible.

Lexington County Homeownership Assistance Program limita el ingreso del hogar a $74,150. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Lexington County Homeownership Assistance Program limita el precio de compra a $295,000. Los tipos de propiedad elegibles incluyen Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Lexington County Homeownership Assistance Program atiende a compradores de vivienda que compran en Condado de Lexington, South Carolina.

Las solicitudes de Lexington County Homeownership Assistance Program se tramitan a través de County of Lexington Community Development Department, Grant Programs Division, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de First-come, first-served. Applicants complete a pre-screening application and the County's Affordable Housing Counseling and Education Program. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.