Oconee County Habitat for Humanity Homeownership Program

Oconee County Habitat for Humanity Homeownership Program es una primera hipoteca para compradores de vivienda en Seneca, South Carolina, a cargo de Oconee County Habitat for Humanity. Oconee County Habitat for Humanity builds 4 to 5 new homes yearly for low-income families in Oconee County. Homes are sold with a 30-year, zero-interest mortgage with no profit. The average monthly payment is approximately $550 (including property taxes and homeowners insurance). Applicants must have lived in Oconee County for at least one year, have total household income between 40% and 70% AMI, and demonstrate a willingness to complete 250 hours of sweat equity. Applications are accepted only during open periods based on home availability. 0% interest 30-year mortgage. ~$550/month average payment incl. taxes and insurance. New construction energy-efficient home. 250 hours sweat equity. 4-5 homes built per year in Oconee County. Los fondos provienen de Habitat for Humanity donations, grants, and revolving mortgage fund.

Oconee County Habitat for Humanity Homeownership Program es una primera hipoteca y se reembolsa según los términos que fija Oconee County Habitat for Humanity. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Oconee County Habitat for Humanity Homeownership Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Se requiere un curso de educación para compradores de vivienda, a través de Free classes on budgeting, home maintenance, and successful homeownership (provided by OCHFH). Requisito de residencia: Must live in Oconee County for at least 1 full year before applying. Applications accepted only during open periods based on housing availability and construction schedule. As of June 2026, site shows 'Now Accepting Pre-Applications' (news post dated Jun 2). Contact OCHFH at (864) 888-2118 to confirm current intake status. Good credit standing required; cannot have unresolved debt judgments or recent bankruptcy. Approval process 4-5 months; total 24-30 months to move-in.

Oconee County Habitat for Humanity Homeownership Program limita el ingreso del hogar al 70% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Total household income between 40% and 70% of Oconee County AMI (adjusted for family size). Current income guidelines included in information packet from OCHFH. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Oconee County Habitat for Humanity Homeownership Program se puede usar para Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Oconee County Habitat for Humanity Homeownership Program atiende a compradores de vivienda que compran en Seneca, South Carolina.

Las solicitudes de Oconee County Habitat for Humanity Homeownership Program se tramitan a través de Oconee County Habitat for Humanity, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.