Pickens County Habitat for Humanity Homeownership Program

Pickens County Habitat for Humanity Homeownership Program es una primera hipoteca para compradores de vivienda en Clemson, South Carolina, a cargo de Pickens County Habitat for Humanity. Pickens County Habitat for Humanity builds new homes for low-to-moderate income families in Easley, Pickens, Liberty, Central, and Clemson. Homes are sold with a 0% interest mortgage (no down payment), requiring 200 hours of sweat equity labor and financial education. Annual household income must be between 45% and 80% of Pickens County AMI. Applicants must live or work in Pickens County for at least 6 months. Applications are closed as of 2026-06-13 and expected to reopen in January 2026 (per site — confirm before referring clients). 0% interest mortgage (no down payment from borrower). New construction home. 200 hours sweat equity. Financial education included. Homes built in Easley, Pickens, Liberty, Central, Clemson. Los fondos provienen de Habitat for Humanity donations/grants; USDA, FHLB, and other partner funding.

Pickens County Habitat for Humanity Homeownership Program es una primera hipoteca y se reembolsa según los términos que fija Pickens County Habitat for Humanity. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Pickens County Habitat for Humanity Homeownership Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Se requiere un curso de educación para compradores de vivienda, a través de Financial education classes on budgeting and first-time home buying (included in sweat equity hours). Requisito de residencia: Must live or work in Pickens County for at least 6 months prior to application. IMPORTANT: Applications are currently CLOSED as of site check 2026-06-13; expected to reopen January 2026 (note: this date may have passed — confirm with PCHFH at (864) 878-6374 before referring clients). Income must be between 45-80% AMI (not below 45%). Sweat equity requirement: 200 hours per household (friends and family can assist). Approval process takes 4-5 months; total time from approval to move-in is 24-30 months.

Pickens County Habitat for Humanity Homeownership Program limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Annual household income between 45% and 80% AMI for Pickens County. 2024 guidelines in use (2025 not yet posted). Exact dollar amounts provided in information packet from PCHFH. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Pickens County Habitat for Humanity Homeownership Program se puede usar para Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Pickens County Habitat for Humanity Homeownership Program atiende a compradores de vivienda que compran en Clemson, South Carolina.

Las solicitudes de Pickens County Habitat for Humanity Homeownership Program se tramitan a través de Pickens County Habitat for Humanity, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.