HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC) es una segunda hipoteca para compradores de vivienda en Johnson City, Tennessee, a cargo de HomeWorks Community Lending, LLC (affiliate of Eastern Eight Community Development Corporation). HomeWorks Community Lending (affiliated with Eastern Eight CDC) offers down payment assistance as a second mortgage to homebuyers in the 8-county Northeast Tennessee service area. The DPA follows the requirements of the first mortgage product used (USDA, FHA, VA, Conventional, Home Possible, HomeReady). Available to income-qualified buyers at or below 80% AMI. Eastern Eight CDC provides homebuyer education, financial counseling, and credit coaching. Second mortgage DPA layered with first mortgage. Full suite of first mortgage products available. Credit coaching for pre-qualification readiness. Los fondos provienen de HomeWorks Community Lending / Eastern Eight CDC / CDFI capital.

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC) es una segunda hipoteca y se reembolsa según los términos que fija HomeWorks Community Lending, LLC (affiliate of Eastern Eight Community Development Corporation). El reembolso se activa por Follows requirements of first mortgage product used. La ayuda se registra con un gravamen en posición Second. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC) está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Follows requirements of first mortgage; Home Possible/HomeReady require 620+ for all borrowers. Se requiere un curso de educación para compradores de vivienda, a través de Homebuyer education may be required per first mortgage product (Eastern Eight CDC offers HBE). Requisito de residencia: Northeast Tennessee 8-county service area: Carter, Greene, Hancock, Hawkins, Johnson, Sullivan, Unicoi, Washington counties. Specific DPA amount not published; contact HomeWorks at 423-930-9730.

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Subject to 80% Area Median Income limits for all persons on the loan (follows first mortgage income requirements). El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC) limita el precio de compra así: Based on first mortgage product limits. Los tipos de propiedad elegibles incluyen Single Family, Condo y Townhouse. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC) atiende a compradores de vivienda que compran en Johnson City, Tennessee. El programa se dirige a áreas específicas: Carter, Greene, Hancock, Hawkins, Johnson, Sullivan, Unicoi, and Washington counties in Northeast Tennessee.

Las solicitudes de HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC) se tramitan a través de HomeWorks Community Lending, LLC (affiliate of Eastern Eight Community Development Corporation), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Apply directly through HomeWorks Community Lending. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.