Davis County Homeownership Assistance Program

Davis County Homeownership Assistance Program es un segundo préstamo diferido para compradores de vivienda en Statewide, Utah, a cargo de Davis County Community & Economic Development. Davis County provides a homeownership assistance loan of up to $50,000 to income-qualified buyers purchasing in Davis County. Funds may be used for principal reduction, a permanent interest-rate buy-down (up to $10,000), and/or up to 50% of the required down payment and closing costs. The loan is sized to bring the buyer's front-end housing DTI to 35%. No monthly payments; repaid with 1% interest at sale or ineligible refinance. Not a first-time-buyer program; may stack with state DPA for up to $70,000. Up to $50,000 (principal reduction + up to $10,000 rate buy-down + up to 50% of down payment/closing costs). 1% interest. No monthly payments. Due at sale or ineligible refinance. Stacks with state DPA up to $70,000.

Davis County Homeownership Assistance Program ofrece hasta $50,000 de ayuda. Niveles de ayuda: Interest-rate buy-down capped at $10,000; down-payment portion capped at 50% of required down payment and closing costs. Aporte del comprador de vivienda: County does not pull credit; requires fully executed REPC + lender pre-approval letter at application. Los montos son los máximos publicados por el programa, no una oferta: Davis County Community & Economic Development determina cualquier ayuda individual.

Davis County Homeownership Assistance Program es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Loan plus 1% accrued interest due at sale or ineligible refinance (rate/term refi not reducing payment, or non-repair cash-out refi). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Davis County Homeownership Assistance Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Loan term: No fixed term; deferred until sale or ineligible refinance.. Income at/below published thresholds; fully executed REPC + lender pre-approval at application; first-come, first-qualified. 2025 funds were exhausted at review; applications scheduled to re-open July 1, 2026 - confirm funding availability before relying on this.

Davis County Homeownership Assistance Program limita el ingreso del hogar a $96,400. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Davis County Homeownership Assistance Program se puede usar para Single Family.

Davis County Homeownership Assistance Program atiende a compradores de vivienda que compran en Statewide, Utah.

Las solicitudes de Davis County Homeownership Assistance Program se tramitan a través de Davis County Community & Economic Development, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.