Income limits · Utah

Income limits and price caps in Utah

27 Utah programs publish an income limit, a price cap, or both. Most write the limit as a share of the county’s area median income.27 Utah programs publish an income limit, a purchase price cap, or both. Most write the limit as a share of the county’s area median income. Here is how to read one.

01
HUD sets the median
Each year, for every county, quoted for a household of four.Each year HUD publishes the area median income for every county, quoted for a household of four.
02
The program picks a share
Up to that share of the median for the county where the home is.A limit written as a share of area median income means up to that share of the median for the county where the home is.
03
The agency publishes the dollars
Adjusted for household size, in the program’s own table. That table is the one that counts.The program adjusts its limit for household size and county, and publishes its own table. That table is the one that counts.

Area median income by county

Find your county’s median

HUD’s four-person figure. Programs adjust it for household size.HUD’s four-person figure for the county where the home is. A program applies its percentage to this number, adjusted for household size by the program.

County	Area median income, 4 people	Programs in county	HUD year	Link
Salt Lake	$126,100	7	FY2026	Salt Lake programs →
Davis	$117,900	3	FY2026	Davis programs →
Utah	$119,200	3	FY2026	Utah programs →
Washington	$105,900	1	FY2026	Washington programs →
Weber	$117,900	1	FY2026	Weber programs →
Beaver	$96,100	0	FY2026	Beaver programs →
Box Elder	$102,500	0	FY2026	Box Elder programs →
Cache	$99,100	0	FY2026	Cache programs →
Carbon	$79,700	0	FY2026	Carbon programs →
Daggett	$100,800	0	FY2026	Daggett programs →
Duchesne	$94,400	0	FY2026	Duchesne programs →
Emery	$98,300	0	FY2026	Emery programs →
Garfield	$93,000	0	FY2026	Garfield programs →
Grand	$102,900	0	FY2026	Grand programs →
Iron	$97,500	0	FY2026	Iron programs →
Juab	$119,200	0	FY2026	Juab programs →
Kane	$101,500	0	FY2026	Kane programs →
Millard	$84,800	0	FY2026	Millard programs →
Morgan	$117,900	0	FY2026	Morgan programs →
Piute	$60,800	0	FY2026	Piute programs →
Rich	$96,900	0	FY2026	Rich programs →
San Juan	$76,000	0	FY2026	San Juan programs →
Sanpete	$80,900	0	FY2026	Sanpete programs →
Sevier	$89,300	0	FY2026	Sevier programs →
Summit	$167,700	0	FY2026	Summit programs →
Tooele	$127,100	0	FY2026	Tooele programs →
Uintah	$94,100	0	FY2026	Uintah programs →
Wasatch	$136,200	0	FY2026	Wasatch programs →
Wayne	$99,300	0	FY2026	Wayne programs →

HUD FY2026 Income Limits, median family income for a four-person household. Program counts: programs whose record names the county, Hey Prescott, verified June–August 2026. Statewide programs apply too.

How programs set their limits

The percentage each program publishesThe percentage each Utah program publishes

Grouped by the limit in each program’s own record.Grouped by the limit written in the program’s own record. A program may also set lower tiers inside its limit; the program page has the details.

Up to 80% AMI

11 programs

All 11 →

Up to 120% AMI

2 programs

Up to 100% AMI

1 program

Down Payment Assistance

Other limits

No percentage published · 13
Each sets its limit another way: a dollar figure, the agency’s own words, or a price cap only.
All 13 →

Limits as written in each program record, Hey Prescott, verified June–August 2026. Confirm current limits with the administering agency.

Purchase price caps

14 programs also cap the home’s price14 programs also cap the price of the home

The highest price the program accepts, as it publishes it.The cap is the highest purchase price the program accepts, as the program publishes it.

Program	County	Income limit	Price cap
First-time Homebuyer Law Enforcement Officer Grant	Statewide	—	$772,400
FirstHome	Statewide	—	$772,400
Utah Housing Down Payment Assistance Second Mortgage	—	—	$772,400
Veteran Grant	Statewide	—	$772,400
Chenoa Fund FHA Down Payment Assistance Forgivable	Statewide	—	$766,550
Chenoa Fund FHA Down Payment Assistance Repayable	Statewide	—	$766,550
Home Purchase Plus Program	Utah	80% AMI	$551,000
Loan-to-Own Program	Utah	80% AMI	$551,000
Own in Salt Lake County Down Payment Assistance	Salt Lake	80% AMI	$522,500
Own in Taylorsville Down Payment Assistance	Salt Lake	80% AMI	$522,500
Salt Lake City Plus (SLC+) Down Payment Assistance	Salt Lake	120% AMI	$520,000
Home Ownership Assistance program	Davis	80% AMI	$500,000
CDCU "Own in" Down Payment Assistance Programs (DPA)	Salt Lake	80% AMI	$492,000
Own in Ogden - DPA Program	Weber	80% AMI	$467,000

All 14 price caps →

Home Purchase Plus Program$551,000
Loan-to-Own Program$551,000
Own in Salt Lake County Down Payment Assistance$522,500
Own in Taylorsville Down Payment Assistance$522,500
Salt Lake City Plus (SLC+) Down Payment Assistance$520,000
Home Ownership Assistance program$500,000
CDCU "Own in" Down Payment Assistance Programs (DPA)$492,000
Own in Ogden - DPA Program$467,000

Sorted by cap. Caps as published by each agency, Hey Prescott program records, verified June–August 2026.

Not sure where your income lands?

9 HUD-approved counseling agencies in Utah9 HUD-approved housing counseling agencies in Utah

A counselor can walk through a program’s own income table with you, for free.A counselor can walk through a program’s own income table with you, for free. Create an account, take the 90-second match, and we’ll show the counselors near you.

Find my counselor

Free account → 90-second match → your counselors

Keep exploring Utah

Utah programs27 programsBack to Utah →All 29 countiesLocal programs and mediansSee counties →8 cities with a programeagle mountain, layton, ogden and moreSee cities →How income limits workCounted across every stateRead it →

Questions, answered

What are the income limits for down payment assistance in Utah?

27 down payment assistance programs in Utah publish an income limit, a purchase price cap, or both. 14 express the limit as a share of the area median income for the county where the home is, and 21 publish a flat dollar figure instead.

Why does the same program have different income limits in different counties?

Because most limits are set as a share of area median income, which HUD publishes per county and revises annually. A program with one published share therefore admits a different dollar figure in each county, and the program adjusts that figure for household size in its own table.

Is a published limit the same as being approved?

No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Sources

U.S. Department of Housing and Urban Development, FY2026 Income Limits: median family income, four-person household, by county. HUD’s own household-size tables →
Program limits and price caps: each administering agency, as recorded by Hey Prescott, verified June–August 2026.
HUD-approved housing counseling agencies: HUD agency list.