Habitat for Humanity of Kanawha & Putnam Homeownership Program

Habitat for Humanity of Kanawha & Putnam Homeownership Program es una primera hipoteca para compradores de vivienda en Charleston, West Virginia, a cargo de Habitat for Humanity of Kanawha & Putnam County, Inc. Habitat for Humanity of Kanawha & Putnam offers low-to-moderate-income families a path to homeownership by purchasing a Habitat-built home with a 0% interest, 30-year mortgage. Applicants must earn no more than 60% of HUD Area Median Income, complete sweat equity (250+ hours per adult) and two nine-week education programs, and contribute a $600 down payment. 0% interest mortgage. 30-year term. $600 down payment. Sweat equity in lieu of large down payment. Refundable education fees. No profit on home sale. Los fondos provienen de Habitat for Humanity (nonprofit; Fund for Humanity / donations).

Habitat for Humanity of Kanawha & Putnam Homeownership Program es una primera hipoteca y se reembolsa según los términos que fija Habitat for Humanity of Kanawha & Putnam County, Inc.. La ayuda se registra con un gravamen en posición First. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of Kanawha & Putnam Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Credit report reviewed; no bankruptcy in past 2 years (must be discharged 2+ years). Se requiere un curso de educación para compradores de vivienda, a través de Nine-week Master Homeowner Program and nine-week Homeowner Financial Literacy Program ($90 each, refunded on completion); Introduction to Habitat Homeownership online course required to obtain application. Requisito de residencia: Must have lived in Kanawha or Putnam County continuously at least 3 months at time of application. Application only available after completing the Introduction to Habitat Homeownership online course; Sex Offender Registry and criminal background checks conducted; no bankruptcy in past 2 years. NMLS #1414397. Application windows only (e.g. Jan 5 - Feb 13, 2026).

Habitat for Humanity of Kanawha & Putnam Homeownership Program fija su límite de ingresos así: Household income must not exceed 60% of the Area Median Income as defined by HUD. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of Kanawha & Putnam Homeownership Program se puede usar para Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Habitat for Humanity of Kanawha & Putnam Homeownership Program atiende a compradores de vivienda que compran en Charleston, West Virginia.

Las solicitudes de Habitat for Humanity of Kanawha & Putnam Homeownership Program se tramitan a través de Habitat for Humanity of Kanawha & Putnam County, Inc., que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.