Habitat for Humanity of the Eastern Panhandle Homeownership Program

Habitat for Humanity of the Eastern Panhandle Homeownership Program es una primera hipoteca para compradores de vivienda en Martinsburg, West Virginia, a cargo de Habitat for Humanity of the Eastern Panhandle (Habitat EP). Habitat for Humanity of the Eastern Panhandle provides low-income families in Berkeley, Morgan, and Jefferson Counties a zero-interest mortgage amortized over 20 years (payments include insurance and property tax) on a Habitat-built home. Partner families must complete 500 hours of sweat equity before occupancy and live in substandard housing they cannot afford to replace through conventional financing. 0% interest mortgage. 20-year term. Payment includes taxes and insurance. Sweat equity replaces down payment. Ongoing budgeting/maintenance guidance. Los fondos provienen de Habitat for Humanity (nonprofit; donated funds, materials, volunteer labor).

Habitat for Humanity of the Eastern Panhandle Homeownership Program es una primera hipoteca y se reembolsa según los términos que fija Habitat for Humanity of the Eastern Panhandle (Habitat EP). La ayuda se registra con un gravamen en posición First. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of the Eastern Panhandle Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: Complete credit checks, references, tax reports, proof of income/expenses, and background checks required. Se requiere un curso de educación para compradores de vivienda, a través de Homeowners education class (counted within sweat equity hours). Requisito de residencia: Must be a resident of Berkeley, Morgan, or Jefferson County. First step is to call the Habitat EP office (304-263-3154). Specific dollar income limits and household-size table not published on the site; confirm current HUD-based figures with the affiliate.

Habitat for Humanity of the Eastern Panhandle Homeownership Program fija su límite de ingresos así: Low-income range based on HUD annual median family income for the Eastern Panhandle; all or part of income may be public assistance. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of the Eastern Panhandle Homeownership Program se puede usar para Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Habitat for Humanity of the Eastern Panhandle Homeownership Program atiende a compradores de vivienda que compran en Martinsburg, West Virginia.

Las solicitudes de Habitat for Humanity of the Eastern Panhandle Homeownership Program se tramitan a través de Habitat for Humanity of the Eastern Panhandle (Habitat EP), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.