USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming) es una primera hipoteca para compradores de vivienda en Casper, Wyoming, a cargo de USDA Rural Development, Rural Housing Service - Wyoming State Office. The Section 502 Direct Loan Program (USDA Rural Development) provides direct, 100%-financing home loans to low- and very-low-income applicants buying decent, safe, and sanitary housing in eligible rural areas of Wyoming. No down payment is typically required, and payment assistance (a subsidy that can lower the effective rate to as low as 1%) increases repayment ability. Applications are accepted year-round through the Wyoming State Office in Casper. No down payment typically required (up to 100% financing). Effective rate as low as 1% via payment assistance. Long terms (up to 33-38 years). Year-round applications. Los fondos provienen de USDA Rural Development (federal; Housing Act of 1949 as amended; 7 CFR Part 3550; HB-1-3550).

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming) es una primera hipoteca y se reembolsa según los términos que fija USDA Rural Development, Rural Housing Service - Wyoming State Office. El reembolso se activa por Payment-subsidy recapture: borrowers repay all or a portion of the payment subsidy received over the life of the loan when title transfers or the borrower no longer occupies the dwelling. La ayuda se registra con un gravamen en posición First mortgage. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming) está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Se requiere un curso de educación para compradores de vivienda, a través de Applicant orientation required (Form RD 3550-23). Adjusted income at or below the area low-income limit; must lack adequate housing and be unable to obtain credit elsewhere; U.S. citizen or eligible noncitizen; property in an eligible rural area within the area loan limit. Subject to payment-subsidy recapture.

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Adjusted income at or below the applicable low-income limit for the area (low/very-low income); varies by county and household size - see USDA Direct income limit map. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming) limita el precio de compra así: Property market value may not exceed the applicable USDA area loan limit for the county. Los tipos de propiedad elegibles incluyen Single Family. La construcción nueva es elegible.

USDA Section 502 Direct Single Family Housing Home Loan (Wyoming) atiende a compradores de vivienda que compran en Casper, Wyoming.

Las solicitudes de USDA Section 502 Direct Single Family Housing Home Loan (Wyoming) se tramitan a través de USDA Rural Development, Rural Housing Service - Wyoming State Office, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.