Down payment assistance income limits in Wyoming
22 down payment assistance programs in Wyoming publish an income limit, a purchase price cap, or both.
Every figure below is the limit the administering agency publishes. Limits are revised as area incomes and local prices move, so confirm current figures with the agency before relying on them.
Area median income by county
HUD's published four-person area median income for each Wyoming county. A program that sets its limit at a percentage of area median income applies that percentage to the figure for the county where the home is, adjusted for household size.
| County | Published | 4-person median |
|---|---|---|
| Albany | 2026 | $107,000 |
| Big Horn | 2026 | $85,100 |
| Campbell | 2026 | $111,700 |
| Carbon | 2026 | $86,300 |
| Converse | 2026 | $102,800 |
| Crook | 2026 | $105,500 |
| Fremont | 2026 | $86,700 |
| Goshen | 2026 | $83,500 |
| Hot Springs | 2026 | $80,400 |
| Johnson | 2026 | $82,600 |
| Laramie | 2026 | $104,400 |
| Lincoln | 2026 | $113,600 |
| Natrona | 2026 | $99,500 |
| Niobrara | 2026 | $84,000 |
| Park | 2026 | $100,400 |
| Platte | 2026 | $97,500 |
| Sheridan | 2026 | $100,200 |
| Sublette | 2026 | $116,800 |
| Sweetwater | 2026 | $103,400 |
| Teton | 2026 | $148,500 |
| Uinta | 2026 | $99,900 |
| Washakie | 2026 | $97,400 |
| Weston | 2026 | $104,900 |
Published limits by program
| Program | Income limit | Price cap |
|---|---|---|
| FHLBank Des Moines Home$tart Down Payment ProgramStatewide · Statewide | 80% of area median incomeAt or below 80% of area median income by household size and county; includes all current and intended household members. | — |
| FHLBank Des Moines Native American Homeownership Initiative (NAHI)Statewide · Statewide | 80% of area median incomeAt or below 80% of area median income (HUD or NAHASDA limits) by household size; includes all current and intended household members. | — |
| Habitat for Humanity of Laramie County Homeownership ProgramCheyenne · Laramie County | See programHousehold income must be between 30% and 80% of the area median income | — |
| Habitat for Humanity of the Eastern Bighorns Homeownership ProgramSheridan · Sheridan County | See programServes families and individuals between 30% and 80% of median income; income must fall within HUD income limits for Sheridan County, WY | — |
| Habitat for Humanity of the Greater Teton Area Homeownership ProgramJackson · Teton | 80% of area median income30%-80% MFI (Teton County, WY). 2026 4-person range $44,550-$118,800; varies by household size. | — |
| Habitat for Humanity, The Heart of Wyoming Homeownership ProgramCasper · Natrona | See programIncome guidelines published annually (see Income Guidelines PDF); must meet financial qualifications. | — |
| Habitat for Humanity, Wind River Country Homeownership ProgramRiverton · Fremont | 80% of area median incomeGross monthly income between 50% and 80% of area median; applicant must not qualify for a conventional loan. | — |
| Housing Preservation Program - Down Payment AssistanceJackson · Teton | 200% of area median incomeThere is NOT a hard income or asset limit for Workforce-deed-restricted homes under the Preservation Program. The seed range $186,340-$351,384 reflects the typical 160%-200% AMI band the program targets in Teton County (HUD 2025 4-person AMI ~$175,800). Updated income limits are published annually on tetoncountywy.gov/1456/Income-Asset-Limit-Chart and reflected the 6.31% AMI increase HUD announced for Teton County in the 2025 update. | — |
| Jackson Hole Community Housing Trust Homeownership ProgramJackson · Teton County | See programHousehold total annual income cannot exceed 120% of the median income for Teton County, WY (includes wages, salaries, and earnings of all working adults) | — |
| Mountain Spirit Habitat for Humanity Homeownership ProgramPowell · Park | 60% of area median incomeHousehold income between 30% and 60% of area median income. | — |
| Sheridan County Housing Land Trust (SCHLT) Homeownership ProgramSheridan · Sheridan County | See programHousehold gross annual income must fall between 60% and 120% of HUD Area Median Income for Sheridan County, WY, based on household size | — |
| USDA Section 502 Direct Single Family Housing Home Loan (Wyoming)Casper · Statewide | 80% of area median incomeAdjusted income at or below the applicable low-income limit for the area (low/very-low income); varies by county and household size - see USDA Direct income limit map. | — |
| USDA Section 502 Guaranteed Loan Program (Wyoming)Statewide · Statewide | 115% of area median incomeHousehold income cannot exceed 115% of area median income (USDA limits by county/household size). | — |
| WCDA Advantage ProductStatewide · Statewide | $138,320Single income limit of $138,320 for all counties, all family sizes (qualifying income). Per WCDA 2025 limits table (eff. 6/16/2025) shown on March 2026 limits page. | — |
| WCDA Amortizing DPA Loan ProductStatewide · Statewide | See programSubject to WCDA income limits for the paired HFA Preferred/Advantage product, which vary by county and family size (posted at wyomingcda.com/purchase-price-income-limts). | — |
| WCDA Edge ProductStatewide · Statewide | $138,320Single income limit of $138,320 for all counties and family sizes (qualifying income), per WCDA 2025 limits table (eff. 6/16/2025) shown on the March 2026 limits page. | — |
| WCDA HFA Preferred ProductStatewide · Statewide | See programAdhere to income limits posted at wyomingcda.com/purchase-price-income-limts (vary by county and family size). No purchase price limit; maximum loan amount equals the Fannie Mae limit. | — |
| WCDA Home$tretch DPA Loan ProductStatewide · Statewide | See programTied to the first mortgage total family household income limits (vary by county and family size per IRS rules). As of 6/16/2025: most counties $99,300 (size 1-2)/$114,195 (size 3+); higher in Campbell, Lincoln, Sheridan, Sublette, Sweetwater, Albany, Converse, Crook, Uinta, Weston, Park; Teton highest at $169,800/$198,100; targeted census tracts (Laramie TC 4.03, Natrona TC 2) $119,160/$139,020. | $544,232 |
| WCDA Mortgage Credit Certificate (MCC)Statewide · Statewide | See programSubject to WCDA purchase price and income limits, which vary by county and family size; posted at wyomingcda.com/purchase-price-income-limts. | — |
| WCDA Spruce Up Purchase and Rehabilitation LoanStatewide · Statewide | See programWCDA income and purchase price limits vary by product, family size, and county; posted at wyomingcda.com/purchase-price-income-limts. Total purchase price plus rehab cost must stay within the applicable county purchase price limit. | — |
| WCDA Standard First-Time Homebuyer ProductStatewide · Statewide | $114,195Total Family Income limits vary by county and family size; 4-person (3+ persons) limit is $114,195 in most counties (e.g., Natrona, Laramie); higher in some counties (Lincoln $132,825, Campbell $129,720) and in targeted census tracts. Per March 2026 limits table. | $544,232 |
| Welcome Home Wyoming Down Payment AssistanceStatewide · Statewide | $138,320WHW income limits are set per county and uniform across all household sizes. The $131,600 standard limit applies to non-targeted Wyoming counties; higher-cost / targeted counties (Albany, Laramie, Natrona, Sweetwater, Teton, etc.) use a $138,320 limit. Limits typically refresh each spring. | — |
Questions, answered
What are the income limits for down payment assistance in Wyoming?
22 down payment assistance programs in Wyoming publish an income limit, a purchase price cap, or both. 8 express the limit as a percentage of the area median income for the county where the home is, and 6 publish a flat dollar figure instead.
Why does the same program have different income limits in different counties?
Because most limits are set as a percentage of area median income, which HUD publishes per county and revises annually. A program with one published percentage therefore admits a different dollar figure in each county, and the figure is further adjusted for household size.
Is a published limit the same as being approved?
No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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