Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance est un prêt annulable pour les futurs propriétaires de Union County, Pennsylvania, sous la gestion de Union County Planning Department (Union County Commissioners). The Union County Affordable Housing Fund (UCAHF), established in 1997, encourages affordable homeownership by offering 0%-interest, no-payment forgivable 2nd mortgages (capped at $35,000) and 3rd mortgages (capped at $10,000) to qualified low-to-moderate-income first-time homebuyers purchasing within Union County. Loans are forgiven at 10% of original principal per year over 10 years and are repaid only if the home is sold or refinanced before forgiveness completes. 0% interest. No monthly payments. Forgiven 10%/year over 10 years. Up to $35,000 (2nd) plus $10,000 (3rd). Funds may also cover lender-required repairs. Le financement provient de Union County Affordable Housing Fund (county-established 1997; locally funded).

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance offre jusqu’à $35,000 d’aide. Paliers d’aide : Two funding layers: (1) 2nd mortgage capped at $35,000; (2) 3rd mortgage capped at $10,000. Combined assistance also constrained to ~10% of purchase price; verify current cap with Planning Dept. Apport du futur propriétaire : Applicant must contribute at least 3% of the purchase price from other sources (per county summary). Le programme peut être combiné avec Layered with primary lender mortgage and other DPA/first-mortgage products (e.g., PHFA, Union-Snyder CAA). Les montants sont les plafonds publiés par le programme, et non une offre — Union County Planning Department (Union County Commissioners) décide de chaque aide individuelle.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance est annulé après 10 ans : un futur propriétaire qui reste aussi longtemps n’a rien à rembourser. Le remboursement est déclenché par Repayment required only if the property is sold or refinanced before the loan is fully forgiven; forgiven 10% of original principal per year over 10 years. L’aide est inscrite au rang suivant : Second and/or third mortgage (subordinate to primary lender). Les conditions d’annulation et de remboursement sont fixées par le programme et peuvent changer — vérifiez-les sur la page officielle du programme avant de déposer une demande.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance est ouvert à les primo-accédants et les futurs propriétaires qui occuperont le logement comme résidence principale. « Primo-accédant » comporte ici des exceptions : First-time homebuyer defined as not having owned a home in the past three years (per program materials). Condition de résidence : Home must be located within Union County, PA. Verified on official Union County Planning Google Site and county affordable-housing page. Forgivable 2nd ($35k cap) + 3rd ($10k cap), 0% interest, no payments, 10%/yr forgiveness over 10 years, repay on sale/refi; home in Union County; 3% borrower contribution and FTHB (no ownership in past 3 yrs). GAPS: full HUD income-limit table by household size, max purchase price, min credit score, DTI, homebuyer-education requirement, participating-lender list not published — confirm via the application and Planning Dept (570-524-3825). A third-party source cited different caps; treat the county site as source of truth.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance plafonne le revenu du ménage à 80 % du revenu médian de la zone, qui varie selon le comté et la taille du ménage. Income-limited to low-to-moderate income; county-reported figures: 2-person household up to ~$82,880; 4-person household up to ~$103,600 (figures vary by HUD year). Full household-size table not published on the official page — confirm current HUD income limits in the application. Le plafond s’applique au revenu total du ménage, pas seulement à celui de l’emprunteur. Les chiffres du revenu médian de la zone sont publiés par HUD et mis à jour chaque année : consultez le tableau en vigueur pour le comté avant de vous fier à un chiffre.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance plafonne le prix d’achat ainsi : Combined assistance capped at 10% of purchase price per county summary; specific maximum purchase price not published. Les types de logements admissibles comprennent Single Family.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance s’adresse aux futurs propriétaires qui achètent à Union County, Pennsylvania.

Les demandes pour Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance passent par Union County Planning Department (Union County Commissioners), qui publie les conditions en vigueur et les étapes de la demande sur son propre site. Les fonds sont réservés par l’intermédiaire de Preliminary program application reviewed by Union County Planning; funding subject to availability. Hey Prescott n’est pas un prêteur et n’accepte pas de demandes ; cette page décrit le programme pour qu’un futur propriétaire puisse en parler à un prêteur ou à un conseiller en logement.