USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Arizona

USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Arizona è un mutuo principale per chi compra casa in Arizona, gestito da USDA Rural Development, Rural Housing Service - Arizona State Office. The USDA Section 502 Direct Home Loan Program helps low- and very-low-income applicants in eligible rural areas of Arizona obtain decent, safe and sanitary housing by lending directly to borrowers and providing payment assistance (a temporary interest subsidy) to increase repayment ability. Loans typically require no down payment and can fund purchase, construction, repair, renovation or relocation of a home, including site costs and water/sewer facilities. With payment assistance the effective interest rate can be reduced to as low as 1%. The program is open year-round through the Arizona State Office and local Rural Development offices. I fondi provengono da Federal appropriations - USDA Rural Housing Service direct loan funds (Housing Act of 1949, Section 502; 7 CFR Part 3550).

USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Arizona è un mutuo principale e si restituisce secondo le condizioni fissate da USDA Rural Development, Rural Housing Service - Arizona State Office. Il rimborso scatta in caso di Payment-assistance subsidy is recaptured (all or a portion) when the title transfers or the borrower no longer lives in the dwelling. L'aiuto è iscritto in posizione First lien (direct mortgage from USDA). Le condizioni di condono e di rimborso sono fissate dal programma e possono cambiare: verificale sulla pagina ufficiale del programma prima di fare domanda.

USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Arizona è aperto a chi compra casa e ci vivrà come residenza principale. Sul credito, il programma afferma: No published minimum credit score; applicant must demonstrate willingness and ability to repay. Requisito di residenza: Property must be located in a USDA-eligible rural area of Arizona (generally areas with population under 35,000; verify via USDA Eligibility Site). Cittadinanza o status migratorio: U.S. citizen, U.S. non-citizen national, or qualified alien. Applicant must be without decent/safe/sanitary housing, unable to obtain a loan on reasonable terms elsewhere, occupy the home as primary residence, have legal capacity, meet citizenship/eligible-noncitizen requirements, and not be suspended/debarred. Property must not exceed the county area loan limit and may not be income-producing. Payment subsidy (subsidy recapture) must be repaid in whole or part on title transfer or when the borrower no longer occupies the home.

USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Arizona limita il reddito familiare al 80% del reddito mediano dell'area, che varia in base alla contea e alla dimensione del nucleo familiare. Adjusted household income must be at or below the applicable low-income (or very-low-income) limit for the county; limits vary by Arizona county per the USDA Direct Loan income limit map. Very-low-income borrowers may qualify for a 38-year term. Il limite si applica al reddito totale del nucleo familiare, non solo a quello del richiedente del mutuo. I dati sul reddito mediano dell'area sono pubblicati da HUD e aggiornati ogni anno, quindi controlla la tabella attuale della contea prima di basarti su una cifra.

USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Arizona limita il prezzo di acquisto così: Property market value may not exceed the applicable USDA area loan limit for the county where the property is located. I tipi di immobile idonei includono Single-family detached e Modest single-family home in eligible rural area. Le nuove costruzioni sono idonee. Le case prefabbricate sono idonee.

USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Arizona si rivolge a chi compra casa in qualsiasi zona di Arizona. Il programma si rivolge a zone specifiche: Available only in USDA-designated eligible rural areas of Arizona.

Le domande per USDA Single Family Housing Direct Home Loans (Section 502 Direct) - Arizona passano da USDA Rural Development, Rural Housing Service - Arizona State Office, che pubblica sul proprio sito le condizioni attuali e i passaggi per fare domanda. I fondi vengono prenotati tramite Applications accepted on an ongoing basis October 1 - September 30 through local Rural Development offices; processing depends on funding availability and demand. Hey Prescott non è un istituto di credito e non accetta domande; questa pagina descrive il programma perché chi compra casa possa parlarne con un istituto di credito o un consulente abitativo.