Litchfield County Affordable Homeownership Program (LC-AHP)

Litchfield County Affordable Homeownership Program (LC-AHP) è un prestito a rivalutazione condivisa per chi compra casa in Salisbury, Cornwall, Norfolk, Washington (scattered-site), Connecticut, gestito da Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective). A shared-equity / community land trust homeownership program coordinated by the Litchfield County Center for Housing Opportunity that built 10 new 3-bedroom homes on scattered sites in five Litchfield County towns. Homes are sold to income-eligible first-time buyers (at or below 100% county AMI) for $250,000-$300,000, a price that includes an embedded ~$25,000 forgivable down payment assistance loan. The land is owned by a local housing nonprofit and leased to the homeowner under a long-term ground lease with a resale formula. Brand-new energy-efficient 3BR home well below market. Embedded ~$25,000 forgivable DPA. Long-term affordability. Reduced property tax. I fondi provengono da Connecticut Department of Housing, plus town and nonprofit contributions; construction loans by Capital for Change.

Litchfield County Affordable Homeownership Program (LC-AHP) offre un aiuto fino a $25,000. Gli importi sono i massimi pubblicati dal programma, non un'offerta: è Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective) a stabilire l'eventuale importo per ciascuna persona.

Litchfield County Affordable Homeownership Program (LC-AHP) è un prestito a rivalutazione condivisa e si restituisce secondo le condizioni fissate da Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective). Il rimborso scatta in caso di Resale governed by ground-lease resale formula; home must be resold at a price affordable to a household at/below 100% AMI. Le condizioni di condono e di rimborso sono fissate dal programma e possono cambiare: verificale sulla pagina ufficiale del programma prima di fare domanda.

Litchfield County Affordable Homeownership Program (LC-AHP) è aperto a chi compra la prima casa e chi compra casa e ci vivrà come residenza principale. Qui "prima casa" prevede delle eccezioni: First-time buyer = no household member has had ownership interest in a principal residence during the past 3 years. Sul credito, il programma afferma: Not published; applicant must pre-qualify for a mortgage of at least $200,000. Active but nearly fully subscribed: as of source, only 1 home remains (16 Dark Entry Road, Cornwall), completing June 2026. Must submit a mortgage pre-qualification letter with the pre-application. Selection by lottery if multiple eligible applicants. Embedded DPA forgiveness/lien details not published - confirm via sample ground lease.

Litchfield County Affordable Homeownership Program (LC-AHP) limita il reddito familiare al 100% del reddito mediano dell'area, che varia in base alla contea e alla dimensione del nucleo familiare. Total gross annual household income at or below 100% of Litchfield County AMI (approx. $93,000 for a 2-person household per 2024 HOME limits); practical floor ~60% AMI to support the mortgage. Il limite si applica al reddito totale del nucleo familiare, non solo a quello del richiedente del mutuo. I dati sul reddito mediano dell'area sono pubblicati da HUD e aggiornati ogni anno, quindi controlla la tabella attuale della contea prima di basarti su una cifra.

Litchfield County Affordable Homeownership Program (LC-AHP) fissa un prezzo di acquisto massimo di $300,000. I tipi di immobile idonei includono Single Family. Le nuove costruzioni sono idonee. Le case prefabbricate non sono idonee.

Litchfield County Affordable Homeownership Program (LC-AHP) si rivolge a chi compra casa in Salisbury, Cornwall, Norfolk, Washington (scattered-site), Connecticut. Il programma si rivolge a zone specifiche: Specific scattered-site addresses in Salisbury, Cornwall, Norfolk and Washington, CT (Litchfield County). Quartieri interessati: Salisbury, Cornwall, Norfolk, Washington (CT).

Le domande per Litchfield County Affordable Homeownership Program (LC-AHP) passano da Litchfield County Center for Housing Opportunity (LCCHO, a program of The Housing Collective), che pubblica sul proprio sito le condizioni attuali e i passaggi per fare domanda. I fondi vengono prenotati tramite Pre-application then full application; if multiple eligible households want the same home, selection is by lottery. Hey Prescott non è un istituto di credito e non accetta domande; questa pagina descrive il programma perché chi compra casa possa parlarne con un istituto di credito o un consulente abitativo.