Income limits · Connecticut

Income limits and price caps in Connecticut

47 Connecticut programs publish an income limit, a price cap, or both.47 Connecticut programs publish an income limit, a purchase price cap, or both. Here is how to read one.

01
HUD sets the median
Each year, for every county, quoted for a household of four.Each year HUD publishes the area median income for every county, quoted for a household of four.
02
The program picks a share
Up to that share of the median for the county where the home is.A limit written as a share of area median income means up to that share of the median for the county where the home is.
03
The agency publishes the dollars
Adjusted for household size, in the program’s own table. That table is the one that counts.The program adjusts its limit for household size and county, and publishes its own table. That table is the one that counts.

Area median income by county

Find your county’s median

HUD’s four-person figure. Programs adjust it for household size.HUD’s four-person figure for the county where the home is. A program applies its percentage to this number, adjusted for household size by the program.

County	Area median income, 4 people	Programs in county	HUD year	Link
New Haven	—	9	—	New Haven programs →
Hartford	—	8	—	Hartford programs →
Fairfield	—	4	—	Fairfield programs →
Middlesex	—	3	—	Middlesex programs →
New London	—	3	—	New London programs →
Litchfield	—	2	—	Litchfield programs →
Tolland	—	0	—	Tolland programs →
Windham	—	0	—	Windham programs →

HUD FY2026 Income Limits, median family income for a four-person household. Program counts: programs whose record names the county, Hey Prescott, verified June–September 2026. Statewide programs apply too.

How programs set their limits

The percentage each program publishesThe percentage each Connecticut program publishes

Grouped by the limit in each program’s own record.Grouped by the limit written in the program’s own record. A program may also set lower tiers inside its limit; the program page has the details.

Up to 80% AMI

15 programs

All 15 →

Up to 60% AMI

3 programs

Up to 100% AMI

3 programs

Up to 120% AMI

2 programs

Other limits

No percentage published · 24
Each sets its limit another way: a dollar figure, the agency’s own words, or a price cap only.
All 24 →

Limits as written in each program record, Hey Prescott, verified June–September 2026. Confirm current limits with the administering agency.

Purchase price caps

11 programs also cap the home’s price11 programs also cap the price of the home

The highest price the program accepts, as it publishes it.The cap is the highest purchase price the program accepts, as the program publishes it.

Program	County	Income limit	Price cap
CHFA Down Payment Assistance Program (DAP)	Statewide	—	$750,000
CHFA Government Insured Mortgage Programs	—	—	$750,000
CHFA HFA Advantage and HFA Preferred Loan Programs	—	—	$750,000
CHFA Mortgage Programs for Residents of Public Housing	—	—	$750,000
CHFA Renovation Loan Programs	—	—	$750,000
CHFA Time To Own - Forgivable Down Payment Assistance Program (TTO)	Statewide	—	$750,000
CHFA Home of Your Own Program	Statewide	—	$561,885
CHFA Military Homeownership Program	Statewide	—	$561,885
CHFA Police Homeownership Program	Statewide	—	$561,885
CHFA Teachers Mortgage Assistance Program	Statewide	—	$561,885
Litchfield County Affordable Homeownership Program (LC-AHP)	Litchfield	100% AMI	$300,000

All 11 price caps →

CHFA Home of Your Own Program$561,885
CHFA Military Homeownership Program$561,885
CHFA Police Homeownership Program$561,885
CHFA Teachers Mortgage Assistance Program$561,885
Litchfield County Affordable Homeownership Program (LC-AHP)$300,000

Sorted by cap. Caps as published by each agency, Hey Prescott program records, verified June–September 2026.

Not sure where your income lands?

16 HUD-approved counseling agencies in Connecticut16 HUD-approved housing counseling agencies in Connecticut

A counselor can walk through a program’s own income table with you, for free.A counselor can walk through a program’s own income table with you, for free. Create an account, take the 90-second match, and we’ll show the counselors near you.

Find my counselor

Free account → 90-second match → your counselors

Keep exploring Connecticut

Connecticut programs47 programsBack to Connecticut →All 8 countiesLocal programs and mediansSee counties →12 cities with a programbridgeport, enfield, fairfield and moreSee cities →How income limits workCounted across every stateRead it →

Questions, answered

What are the income limits for down payment assistance in Connecticut?

47 down payment assistance programs in Connecticut publish an income limit, a purchase price cap, or both. 23 express the limit as a share of the area median income for the county where the home is, and 17 publish a flat dollar figure instead.

Why does the same program have different income limits in different counties?

Because most limits are set as a share of area median income, which HUD publishes per county and revises annually. A program with one published share therefore admits a different dollar figure in each county, and the program adjusts that figure for household size in its own table.

Is a published limit the same as being approved?

No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Sources

U.S. Department of Housing and Urban Development, FY2026 Income Limits: median family income, four-person household, by county. HUD’s own household-size tables →
Program limits and price caps: each administering agency, as recorded by Hey Prescott, verified June–September 2026.
HUD-approved housing counseling agencies: HUD agency list.