Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program

Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program è un secondo prestito rimborsabile per chi compra casa in Lafayette, Louisiana, gestito da Lafayette Consolidated Government, Community Development Department, Housing Loans Section. Lafayette Consolidated Government offers a First Time Home Buyer Down Payment and Closing Costs Assistance Program providing a 2% interest loan of up to $11,000 toward down payment and/or closing costs for qualified, income-eligible first-time buyers using an affordable first mortgage from a private lender. The loan is secured by a second mortgage with a 15-year (180-month) term ($70.79/month if the full amount is taken) and the balance is due in full if owner-occupancy ceases before the term ends. No prepayment penalty. Up to $11,000 toward down payment and/or closing costs. Low 2% interest rate. 15-year (180-month) term. No prepayment penalty. Pairs with an affordable first mortgage. I fondi provengono da HUD HOME Investment Partnerships Program (HOME), administered by LCG Community Development Department.

Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program offre un aiuto fino a $11,000. Gli importi sono i massimi pubblicati dal programma, non un'offerta: è Lafayette Consolidated Government, Community Development Department, Housing Loans Section a stabilire l'eventuale importo per ciascuna persona.

Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program è un secondo prestito rimborsabile e si restituisce secondo le condizioni fissate da Lafayette Consolidated Government, Community Development Department, Housing Loans Section. Il rimborso scatta in caso di Repaid in monthly installments over a 15-year (180-month) term; full $11,000 = $70.79/month. Outstanding balance due in full if the borrower ceases to occupy the home as principal residence before the term ends. L'aiuto è iscritto in posizione Second. Le condizioni di condono e di rimborso sono fissate dal programma e possono cambiare: verificale sulla pagina ufficiale del programma prima di fare domanda.

Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program è aperto a chi compra la prima casa e chi compra casa e ci vivrà come residenza principale. Qui "prima casa" prevede delle eccezioni: Not owned a home as a primary residence in the past 3 years; displaced homemakers may also qualify. Sul credito, il programma afferma: No specific minimum published; must meet the participating lender's and insurer's requirements for the primary mortgage. È richiesto un corso per chi compra casa, tramite LCG Home Ownership Training (HOT) Course via the Community Development Department Human Services Division, Jessie Livingston Taylor Center, 111 Shirley Picard Dr., Lafayette LA 70501; (337) 291-5450. First-time buyer (no ownership in last 3 years) or displaced homemaker; current signed purchase agreement; complete LCG HOT homebuyer training before closing. Income limits: April 2021 brochure shows older figures; current FY2025 page (4-person $67,750) used here.

Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program limita il reddito familiare al 80% del reddito mediano dell'area, che varia in base alla contea e alla dimensione del nucleo familiare. Household income must not exceed HUD Low-Income (80% AMI) for Lafayette. FY2025: 1 $47,450; 2 $54,200; 3 $61,000; 4 $67,750; 5 $73,200; 6 $78,600; 7 $84,050; 8 $89,450. Il limite si applica al reddito totale del nucleo familiare, non solo a quello del richiedente del mutuo. I dati sul reddito mediano dell'area sono pubblicati da HUD e aggiornati ogni anno, quindi controlla la tabella attuale della contea prima di basarti su una cifra.

Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program può essere usato per Single Family, Townhouse e Condo. Le nuove costruzioni sono idonee. Le case prefabbricate non sono idonee.

Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program si rivolge a chi compra casa in Lafayette, Louisiana.

Le domande per Lafayette First Time Home Buyer Down Payment and Closing Costs Assistance Program passano da Lafayette Consolidated Government, Community Development Department, Housing Loans Section, che pubblica sul proprio sito le condizioni attuali e i passaggi per fare domanda. Hey Prescott non è un istituto di credito e non accetta domande; questa pagina descrive il programma perché chi compra casa possa parlarne con un istituto di credito o un consulente abitativo.