Habitat for Humanity of Taos Homeownership Program

Habitat for Humanity of Taos Homeownership Program è un mutuo principale per chi compra casa in Taos, New Mexico, gestito da Habitat for Humanity of Taos. Habitat for Humanity of Taos provides homeownership opportunities to low-income families and individuals in Taos County by building affordable homes that the partner family purchases with an affordable, no-profit Habitat mortgage. Selected partner families contribute sweat equity, attend monthly homeowner meetings, and pay a down payment and monthly mortgage. The affiliate has built roughly 39-40 homes and runs periodic application cycles (the current cycle is open through May 31, 2026, with the next partner family selected June 30, 2026). Affordable no-profit Habitat mortgage. Sweat-equity path to ownership. Homebuyer education and monthly homeowner meetings. Newly built affordable home. I fondi provengono da Habitat for Humanity of Taos donations, ReStore proceeds, grants (including Taos Community Foundation), and homeowner mortgage payments.

Habitat for Humanity of Taos Homeownership Program è un mutuo principale e si restituisce secondo le condizioni fissate da Habitat for Humanity of Taos. Il rimborso scatta in caso di Monthly mortgage payments on the affordable Habitat mortgage; sale/transfer terms governed by the Habitat mortgage and any affiliate right of first refusal (specific terms not published online). L'aiuto è iscritto in posizione First. Le condizioni di condono e di rimborso sono fissate dal programma e possono cambiare: verificale sulla pagina ufficiale del programma prima di fare domanda.

Habitat for Humanity of Taos Homeownership Program è aperto a chi compra casa e ci vivrà come residenza principale. Sul credito, il programma afferma: No numeric minimum published; requires 'decent and responsible credit,' bankruptcy fully discharged for at least one year, and no court-ordered debt. È richiesto un corso per chi compra casa, tramite Habitat for Humanity of Taos (monthly homeowner meetings, homeowner education). Requisito di residenza: Applicants must live and work in Taos County for at least one year. Selection requires demonstrated housing need; ability to pay a down payment and monthly mortgage; willingness to partner with Habitat (sweat equity, monthly homeowner meetings); decent/responsible credit with bankruptcy discharged at least one year and no court-ordered debt; live and work in Taos County for at least one year; all household members 18+ pass a criminal background check; income at or below 60% of Taos County HUD median. Application cycle open through May 31, 2026.

Habitat for Humanity of Taos Homeownership Program limita il reddito familiare al 60% del reddito mediano dell'area, che varia in base alla contea e alla dimensione del nucleo familiare. Household income cannot exceed 60% of Taos County median family income as established annually by HUD. Specific dollar limits by household size are not published on the affiliate website. Il limite si applica al reddito totale del nucleo familiare, non solo a quello del richiedente del mutuo. I dati sul reddito mediano dell'area sono pubblicati da HUD e aggiornati ogni anno, quindi controlla la tabella attuale della contea prima di basarti su una cifra.

Habitat for Humanity of Taos Homeownership Program limita il prezzo di acquisto così: Not applicable; home is built and sold by the affiliate at no profit. I tipi di immobile idonei includono Single Family. Le nuove costruzioni sono idonee. Le case prefabbricate non sono idonee.

Habitat for Humanity of Taos Homeownership Program si rivolge a chi compra casa in Taos, New Mexico.

Le domande per Habitat for Humanity of Taos Homeownership Program passano da Habitat for Humanity of Taos, che pubblica sul proprio sito le condizioni attuali e i passaggi per fare domanda. I fondi vengono prenotati tramite Open application cycle with selection by the affiliate Family Selection Committee; current cycle open through May 31, 2026, selection June 30, 2026. Hey Prescott non è un istituto di credito e non accetta domande; questa pagina descrive il programma perché chi compra casa possa parlarne con un istituto di credito o un consulente abitativo.