Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance è un prestito condonabile per chi compra casa in contea di Union, Pennsylvania, gestito da Union County Planning Department (Union County Commissioners). The Union County Affordable Housing Fund (UCAHF), established in 1997, encourages affordable homeownership by offering 0%-interest, no-payment forgivable 2nd mortgages (capped at $35,000) and 3rd mortgages (capped at $10,000) to qualified low-to-moderate-income first-time homebuyers purchasing within Union County. Loans are forgiven at 10% of original principal per year over 10 years and are repaid only if the home is sold or refinanced before forgiveness completes. 0% interest. No monthly payments. Forgiven 10%/year over 10 years. Up to $35,000 (2nd) plus $10,000 (3rd). Funds may also cover lender-required repairs. I fondi provengono da Union County Affordable Housing Fund (county-established 1997; locally funded).

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance offre un aiuto fino a $35,000. Fasce di contributo: Two funding layers: (1) 2nd mortgage capped at $35,000; (2) 3rd mortgage capped at $10,000. Combined assistance also constrained to ~10% of purchase price; verify current cap with Planning Dept. Contributo di chi compra casa: Applicant must contribute at least 3% of the purchase price from other sources (per county summary). Il programma può essere combinato con Layered with primary lender mortgage and other DPA/first-mortgage products (e.g., PHFA, Union-Snyder CAA). Gli importi sono i massimi pubblicati dal programma, non un'offerta: è Union County Planning Department (Union County Commissioners) a stabilire l'eventuale importo per ciascuna persona.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance viene condonato dopo 10 anni, quindi chi resta nella casa per quel periodo non lo restituisce. Il rimborso scatta in caso di Repayment required only if the property is sold or refinanced before the loan is fully forgiven; forgiven 10% of original principal per year over 10 years. L'aiuto è iscritto in posizione Second and/or third mortgage (subordinate to primary lender). Le condizioni di condono e di rimborso sono fissate dal programma e possono cambiare: verificale sulla pagina ufficiale del programma prima di fare domanda.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance è aperto a chi compra la prima casa e chi compra casa e ci vivrà come residenza principale. Qui "prima casa" prevede delle eccezioni: First-time homebuyer defined as not having owned a home in the past three years (per program materials). Requisito di residenza: Home must be located within Union County, PA. Verified on official Union County Planning Google Site and county affordable-housing page. Forgivable 2nd ($35k cap) + 3rd ($10k cap), 0% interest, no payments, 10%/yr forgiveness over 10 years, repay on sale/refi; home in Union County; 3% borrower contribution and FTHB (no ownership in past 3 yrs). GAPS: full HUD income-limit table by household size, max purchase price, min credit score, DTI, homebuyer-education requirement, participating-lender list not published — confirm via the application and Planning Dept (570-524-3825). A third-party source cited different caps; treat the county site as source of truth.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance limita il reddito familiare al 80% del reddito mediano dell'area, che varia in base alla contea e alla dimensione del nucleo familiare. Income-limited to low-to-moderate income; county-reported figures: 2-person household up to ~$82,880; 4-person household up to ~$103,600 (figures vary by HUD year). Full household-size table not published on the official page — confirm current HUD income limits in the application. Il limite si applica al reddito totale del nucleo familiare, non solo a quello del richiedente del mutuo. I dati sul reddito mediano dell'area sono pubblicati da HUD e aggiornati ogni anno, quindi controlla la tabella attuale della contea prima di basarti su una cifra.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance limita il prezzo di acquisto così: Combined assistance capped at 10% of purchase price per county summary; specific maximum purchase price not published. I tipi di immobile idonei includono Single Family.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance si rivolge a chi compra casa in contea di Union, Pennsylvania.

Le domande per Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance passano da Union County Planning Department (Union County Commissioners), che pubblica sul proprio sito le condizioni attuali e i passaggi per fare domanda. I fondi vengono prenotati tramite Preliminary program application reviewed by Union County Planning; funding subject to availability. Hey Prescott non è un istituto di credito e non accetta domande; questa pagina descrive il programma perché chi compra casa possa parlarne con un istituto di credito o un consulente abitativo.