Pima Tucson Homebuyer's Solution (PTHS)

Pima Tucson Homebuyer's Solution (PTHS)은(는) Tucson, Arizona 주택 구매자를 위한 탕감 가능 대출이며, Industrial Development Authority of the County of Pima and the City of Tucson (administered by Community Investment Corporation)에서 운영합니다. The Pima Tucson Homebuyer's Solution (PTHS) is a mortgage program offered jointly by the Industrial Development Authorities of Pima County and the City of Tucson, administered by Community Investment Corporation, for homebuyers purchasing anywhere in Pima County including the City of Tucson. Borrowers receive a 30-year fixed-rate first mortgage (FHA, VA, USDA, or Conventional) plus down payment and closing-cost assistance in the form of a forgivable second mortgage; for VA loans the assistance is a grant. There is no first-time homebuyer requirement and no purchase price limit, and the assistance can fund up to 100% of the borrower's cash to close. Down payment and closing cost assistance as a forgivable second mortgage (grant for VA loans). No first-time homebuyer requirement. No purchase price limit. No minimum borrower investment required. May fund up to 100% of cash to close. Can be combined with MCC and HOME DPA. No recapture tax.

Pima Tucson Homebuyer's Solution (PTHS)은(는) 3년 후 탕감되므로, 그 기간 동안 거주한 주택 구매자는 상환하지 않습니다. 지원금은 Second 순위로 등기됩니다. 탕감 및 상환 조건은 프로그램이 정하며 바뀔 수 있습니다 — 신청 전에 공식 프로그램 페이지에서 확인하세요.

Pima Tucson Homebuyer's Solution (PTHS)의 대상: 주택을 주 거주지로 사용할 주택 구매자. 신용에 대해 프로그램은 다음과 같이 명시합니다: Minimum credit score of 640 for all borrowers; must also meet FHA, VA, USDA, Fannie Mae or Freddie Mac underwriting requirements. 주택 구매자 교육 이수가 필요하며, Homebuyer education course required for all primary borrowers on the Note/Warranty Deed; eHomeAmerica is approved.을(를) 통해 받습니다. Owner-occupied primary residence; buyers must occupy within 60 days of closing. Assistance may fund up to 100% of cash to close (down payment, closing costs, prepaids); no cash back to borrower. Maximum DTI 45 percent. GAP: assistance percentage differs by source/sub-program (Pima IDA lists 3, 4 or 5 percent; CIC lists 2 to 5 percent; Housing Innovation Hub PTHS Advantage lists up to 4 percent as a 30-year forgivable second). Base PTHS second is a 3-year forgivable loan; PTHS Advantage is a 30-year forgivable loan. GAP: annual funding cap, exact repayment trigger detail, and income limits by loan type/household size not published on official pages reviewed. GAP: HUD AMI year not stated on official source.

Pima Tucson Homebuyer's Solution (PTHS)은(는) 가구 소득을 $146,503(으)로 제한합니다. 지역 중위 소득 수치는 HUD가 발표하고 매년 갱신하므로, 수치를 믿고 판단하기 전에 해당 카운티의 최신 표를 확인하세요.

Pima Tucson Homebuyer's Solution (PTHS)은(는) Single Family, Condo, Townhouse, 2-4 Unit 및 Manufactured에 사용할 수 있습니다. 신축 주택도 대상입니다. 조립식 주택도 대상입니다.

Pima Tucson Homebuyer's Solution (PTHS)은(는) Tucson, Arizona에서 주택을 구매하는 주택 구매자를 지원합니다.

Pima Tucson Homebuyer's Solution (PTHS) 신청은 Industrial Development Authority of the County of Pima and the City of Tucson (administered by Community Investment Corporation)을(를) 통해 진행되며, 해당 기관이 자체 사이트에 최신 조건과 신청 절차를 게시합니다. Hey Prescott는 대출 기관이 아니며 신청서를 받지 않습니다. 이 페이지는 주택 구매자가 대출 기관이나 주택 상담사에게 가져갈 수 있도록 프로그램을 설명합니다.