Douglass Community Land Trust - Pay It Forward Single Family Homeownership

Douglass Community Land Trust - Pay It Forward Single Family Homeownership은(는) Washington, District of Columbia 주택 구매자를 위한 가치 상승분 공유 대출이며, Douglass Community Land Trust (Douglass CLT)에서 운영합니다. Douglass CLT's Pay It Forward Single Family Homeownership program makes permanently affordable for-sale homes (rowhomes, townhomes, detached homes, and condos) available to income-qualified DC residents at below-market prices. The CLT retains ownership of the land under a 99-year land lease (or a deed-restricted covenant for condos) containing an MFI-indexed resale formula, so each owner builds equity while keeping the home affordable for the next low-to-moderate income buyer. Buyers must be first-time homebuyers at or below 80% AMI, qualify for a mortgage, and demonstrate a housing need. Below-market purchase price. Permanent affordability via 99-year land lease / deed-restricted covenant. Equity growth through MFI-indexed resale formula. Credit for pre-approved improvements at resale. Ongoing CLT stewardship support. Can be combined with DC HPAP. 재원은 Grant-funded permanent subsidy invested into CLT properties (retained across successive sales); partnerships with developers such as Habitat for Humanity.에서 나옵니다.

Douglass Community Land Trust - Pay It Forward Single Family Homeownership은(는) 가치 상승분 공유 대출이며 Douglass Community Land Trust (Douglass CLT)에서 정한 조건에 따라 상환합니다. 상환 사유: No loan to repay; affordability enforced via a 99-year land lease (or deed-restricted covenant for condos) containing an MFI-indexed resale formula. On resale the owner sells at a price affordable to a household at about the same income level. 지원금은 Not a lien; Douglass CLT retains ownership of the land and leases it under a 99-year ground lease with a resale-restriction covenant 순위로 등기됩니다. 탕감 및 상환 조건은 프로그램이 정하며 바뀔 수 있습니다 — 신청 전에 공식 프로그램 페이지에서 확인하세요.

Douglass Community Land Trust - Pay It Forward Single Family Homeownership의 대상: 생애 첫 주택 구매자 및 주택을 주 거주지로 사용할 주택 구매자. 여기서 "생애 첫"에는 예외가 있습니다: First-time homebuyer defined as not having owned real estate in the last 3 years. 신용에 대해 프로그램은 다음과 같이 명시합니다: Not published; applicant must obtain pre-qualification from a mortgage lender and qualify for a mortgage. 거주 요건: Permanently affordable ownership housing for qualifying DC residents; home must be the owner's primary residence. Applicant must: have a willingness to 'Pay It Forward'; be a first-time homebuyer (no real estate ownership in last 3 years); have mortgage pre-qualification; if using HPAP, hold a current HPAP Notice of Eligibility; and meet a housing-need test. Gaps: exact dollar income limits by household size, whether homebuyer education is mandatory, min credit score, DTI, asset caps, and per-project purchase prices not published program-wide.

Douglass Community Land Trust - Pay It Forward Single Family Homeownership은(는) 가구 소득을 지역 중위 소득의 80%로 제한하며, 이 금액은 카운티와 가구 규모에 따라 다릅니다. Household income must not exceed 80% of Area Median Income based on family size; some projects have lower maximum incomes. Income limits referenced from DC AMI tables. 한도는 차입자 본인의 소득만이 아니라 가구 전체 소득에 적용됩니다. 지역 중위 소득 수치는 HUD가 발표하고 매년 갱신하므로, 수치를 믿고 판단하기 전에 해당 카운티의 최신 표를 확인하세요.

Douglass Community Land Trust - Pay It Forward Single Family Homeownership의 구매 가격 상한은 다음과 같습니다: Below-market purchase price set per home/project and advertised in advance; not a fixed program-wide cap. 대상 주택 유형: Single Family, Townhome 및 Condo. 신축 주택도 대상입니다.

Douglass Community Land Trust - Pay It Forward Single Family Homeownership은(는) Washington, District of Columbia에서 주택을 구매하는 주택 구매자를 지원합니다.

Douglass Community Land Trust - Pay It Forward Single Family Homeownership 신청은 Douglass Community Land Trust (Douglass CLT)을(를) 통해 진행되며, 해당 기관이 자체 사이트에 최신 조건과 신청 절차를 게시합니다. 자금 예약: Each home/project advertised in advance with specific income range and sale price; applicants apply for available homes listed by Douglass CLT. Hey Prescott는 대출 기관이 아니며 신청서를 받지 않습니다. 이 페이지는 주택 구매자가 대출 기관이나 주택 상담사에게 가져갈 수 있도록 프로그램을 설명합니다.