Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance é um empréstimo perdoável para compradores de imóveis em Condado de Union, Pennsylvania, administrado por Union County Planning Department (Union County Commissioners). The Union County Affordable Housing Fund (UCAHF), established in 1997, encourages affordable homeownership by offering 0%-interest, no-payment forgivable 2nd mortgages (capped at $35,000) and 3rd mortgages (capped at $10,000) to qualified low-to-moderate-income first-time homebuyers purchasing within Union County. Loans are forgiven at 10% of original principal per year over 10 years and are repaid only if the home is sold or refinanced before forgiveness completes. 0% interest. No monthly payments. Forgiven 10%/year over 10 years. Up to $35,000 (2nd) plus $10,000 (3rd). Funds may also cover lender-required repairs. Os recursos vêm de Union County Affordable Housing Fund (county-established 1997; locally funded).

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance oferece até $35,000 de ajuda. Faixas de ajuda: Two funding layers: (1) 2nd mortgage capped at $35,000; (2) 3rd mortgage capped at $10,000. Combined assistance also constrained to ~10% of purchase price; verify current cap with Planning Dept. Contribuição do comprador de imóvel: Applicant must contribute at least 3% of the purchase price from other sources (per county summary). O programa pode ser combinado com Layered with primary lender mortgage and other DPA/first-mortgage products (e.g., PHFA, Union-Snyder CAA). Os valores são os máximos publicados pelo programa, não uma oferta — Union County Planning Department (Union County Commissioners) define qualquer ajuda individual.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance é perdoado após 10 anos, então o comprador de imóvel que permanecer esse tempo não o devolve. O reembolso é acionado por Repayment required only if the property is sold or refinanced before the loan is fully forgiven; forgiven 10% of original principal per year over 10 years. A ajuda é registrada como ônus em posição Second and/or third mortgage (subordinate to primary lender). As condições de perdão e reembolso são definidas pelo programa e podem mudar — confirme-as na página oficial do programa antes de se inscrever.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance é aberto a compradores do primeiro imóvel e compradores de imóveis que vão morar no imóvel como residência principal. “Primeiro imóvel” tem exceções aqui: First-time homebuyer defined as not having owned a home in the past three years (per program materials). Requisito de residência: Home must be located within Union County, PA. Verified on official Union County Planning Google Site and county affordable-housing page. Forgivable 2nd ($35k cap) + 3rd ($10k cap), 0% interest, no payments, 10%/yr forgiveness over 10 years, repay on sale/refi; home in Union County; 3% borrower contribution and FTHB (no ownership in past 3 yrs). GAPS: full HUD income-limit table by household size, max purchase price, min credit score, DTI, homebuyer-education requirement, participating-lender list not published — confirm via the application and Planning Dept (570-524-3825). A third-party source cited different caps; treat the county site as source of truth.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance limita a renda familiar a 80% da renda mediana da região, que varia conforme o condado e o tamanho da família. Income-limited to low-to-moderate income; county-reported figures: 2-person household up to ~$82,880; 4-person household up to ~$103,600 (figures vary by HUD year). Full household-size table not published on the official page — confirm current HUD income limits in the application. O limite vale para a renda total da família, não só a do mutuário. Os valores da renda mediana da região são publicados pelo HUD e atualizados todo ano, então confira a tabela atual do condado antes de se basear em um número.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance limita o preço de compra assim: Combined assistance capped at 10% of purchase price per county summary; specific maximum purchase price not published. Os tipos de imóvel elegíveis incluem Single Family.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance atende compradores de imóveis que compram em Condado de Union, Pennsylvania.

As inscrições para Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance são feitas por meio de Union County Planning Department (Union County Commissioners), que publica as condições atuais e as etapas da inscrição no próprio site. Os recursos são reservados por meio de Preliminary program application reviewed by Union County Planning; funding subject to availability. A Hey Prescott não é uma credora e não aceita inscrições; esta página descreve o programa para que um comprador de imóvel possa levá-lo a um credor ou a um conselheiro habitacional.